Americans’ top personal finance concern is being able to save enough for retirement, according to a new poll from CNBC and Acorns in partnership with SurveyMonkey. Other key findings from the survey include:
- Most people describe themselves as savers (56 percent) rather than spenders (40 percent).
- Nearly nine in 10 people (88 percent) say they’re either the primary or sole decision-maker regarding household finances or that they make financial decisions jointly with another household member.
- Two-thirds of people (67 percent) discuss their personal finances with other members of their family at least once a month, with 17 percent saying they do so on a daily basis.
- Three in four people in the U.S. manage their own finances either with or without the help of professional financial advisors, online services, or apps. Just 17 percent see a financial advisor for help.
Read more about our polling methodology here.
Click through all the results in the interactive toplines below:
Do you think of yourself more as a saver or a spender?, Does anyone help you manage your money? (Select all that apply.)
When it comes to managing your household finances, which of the following is your role:
How often do you discuss your personal finances with members of your family?
What, if anything, keeps you from saving more money? (Select all that apply.)
What concerns you the most when thinking about your personal finances?
Compared to three years ago, are you more or less confident in your ability to save for retirement?
If you unexpectedly received a $5,000 bonus, what’s the first thing you would do with it?
Who is your financial role model?
Which of the following sayings do you most agree with?