Nimiipuu Community Development Fund is conducting this survey to learn more about the needs of tribal citizens and community members. The information you provide will help us to develop community development financing and education programs for the Nez Perce community members.  

We will respect your privacy by keeping all responses strictly confidential. 
 Please Tell us About Yourself

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* 1. What is your age?

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* 2. Where do you live?

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* 3. Ethnicity origin (or Race): Please specify your ethnicity. (select all that apply)

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* 4. I am a member of the Nez Perce Tribe

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* 5. What is your current employment status?

Financial Resources and the Community
Please indicate your level of agreement with the following statements:

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* 6. Please indicate your level of agreement with the following statements:

  Strongly Disagree Disagree Neutral Agree Strongly Agree
I can access reliable and affordable financial institutions (i.e. banks, credit unions)
I am able to access reliable and affordable credit or loans
There is affordable housing in my community
I am satisfied with the affordability of banking and financial services I can access in my community (i.e. checking/savings, check cashing, atm, loans, etc.)
I am satisfied when seeking loan/credit products for personal loan needs
I am satisfied with business or commercial loans/credit for my business
I am satisfied with the current housing loans/credit opportunities
In the next 12 months, I am likely to apply for a personal loan
In the next 12 months, I am likely to apply for a business loan
Local Recommendations

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* 7. Please indicate a specific local resource where you could go to get a personal loan (Check all that apply):

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* 8. Please indicate a specific local place you could get a business loan or business development services (Check all that apply):

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* 9. Please indicate a specific local resource where you can get a housing loan or housing assistance training (Check all that apply):

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* 10. What type of products and services, if any, would you like to have available in your community? This question is important in identifying the current business gaps within the community and assisting potential entrepreneurs in aligning business plans with the current market needs.

Current Interaction with Financial Market

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* 11. Do you or does anyone in your household currently have a checking or savings account?

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* 12. Do you or does anyone in your household currently use payroll deductions?

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* 13. In the past 12 months have you or a member of your household ever gone to a place other than a bank for any of the following financial services? (The term “bank” here means banks, savings and loans, credit unions, and brokerage firms)   Check all that apply:

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* 14. What about in the past 30 days?

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* 15. What is the main reason for going to a place other than a bank for any of these services?

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* 16. In the past 12 months have you or a member of your household gone somewhere other than a bank to get any of the following types of loans/credit? Check all that apply:

(The term “bank” here means banks, savings and loans, credit unions, and brokerage firms)   

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* 17. What about in the past 30 days?

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* 18. What was the main reason for seeking credit from this type of lender instead of a bank?

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* 19. What is the main reason you or anyone in your household needed to get a payday loan, tax refund anticipation loan, rent-to-own credit or cash for a pawned item?

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* 20. In the past 12 months have you applied for a personal loan from a bank?

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* 21. Did you receive that loan?

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* 22. If you did not receive the personal loan, what was the reason the loan was denied?

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* 23. How has the COVID-19 pandemic affected your finances? (check all that apply)

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* 24. If there were a bank/credit union operated by a Tribal entity on the Nez Perce Reservation, would you utilize the financial services available such as a checking and savings account?

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* 25. What financial products and services, if any, would you be interested in receiving? (check all that apply)

Possible Future Interaction with Financial Market

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* 26. Do you know your credit score?

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* 27. Are you concerned about your credit history?

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* 28. Would you like help to pay off debt or improve your credit history?

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* 29. Would you feel able to cover a few months of expenses if you were to encounter an unexpected financial need or problem like losing a job?

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* 30. Do you have a monthly savings plan or make regular deposits towards set savings goals?

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* 31. Would you like assistance in saving to develop a business, buy a home or to pay for college/vocational training?

Please Tell us About Your Current and Preferred Housing    

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* 32. Do you currently own your home?

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* 33. If you are a homeowner, which of the following programs did you use to purchase your home? (Select all that apply)

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* 34. If you are a homeowner and used a tribal program (selected above), please specify which program was used:

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* 35. If you are a homeowner, what is the land ownership status of your current home?

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* 36. Would you be interested in purchasing land?

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* 37. What type of construction best describes your home?

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* 38. Are you interested in becoming a homeowner?

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* 39. Are you concerned with any of the following as challenge? (check all that apply)

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* 40. If you are looking for housing, is there an adequate selection available to purchase?

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* 41. What type of housing are you seeking to purchase?

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* 42. How many bathrooms would you like to have in this home?

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* 43. How many bedrooms would you like to have in this home?

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* 44. How much financing do you think would be needed to assist your home purchase? 

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* 45. If you currently own your home, would you consider a home rehab or update loan?

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* 46. What is the total monthly payment for your current housing (not including utilities)?

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* 47. Are you interested in a loan product to purchase clean energy products for your current or future home?

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* 48. In the past 12 months have you applied for a mortgage loan or other housing related financing?

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* 49. Were you approved/able to access the financing you needed?

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* 50. If you were denied home financing or other housing related funding what was the reason?(Please specify):

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* 51. In the next 12 months, how likely are you to apply for home mortgage or related financing again if funding was available with affordable rates and terms from a local lender?

Please Tell us About Your Business

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* 52. Do you currently own a business?

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* 53. If yes, what type of business? (e.g., construction, hair salon, fisherman, consultant)

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* 54. If yes, where is your business located?

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* 55. If yes, which of the following applies to your business?

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* 56. Have you previously owned a business?

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* 57. If yes, why did the business close, sell, transfer?

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* 58. In what ways has the COVID-19 pandemic affected your business?

  Increase  No Affect  Decreased Not Applicable
In-person sales
Online sales
Access to customers
Availability of employees
Number of days open
Access to business grants
Access to business loans

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* 59. Are you interested in starting a new business or expanding your current business?

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* 60. If yes, what types of business would you like to start or expand?

Please specify

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* 61. To what extent have the following factors influenced your interest in starting a business? (check all that apply)

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* 62. Which of the following factors challenged your ability to start a business or meet your business goals? (check all that apply)

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* 63. What topics would you need more assistance with to start a small business?

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* 64. Are you concerned with any of the following as challenge? (check all that apply)

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* 65. In the past 12 months have you applied for a business loan or other financing to assist your business?

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* 66. Were you approved/able to access the financing you needed?

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* 67. If you were denied business financing from a bank or other funding source what was the reason?
Please specify

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* 68. What are current or anticipated reasons you would seek business financing? (select all that apply)

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* 69. How much financing do you think would be needed to assist your business? 

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* 70. Would you need assistance with any of the following business loan requirements?

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* 71. Do you need access to business space/incubator?

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* 72. What size of space would you need?

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* 73. Do you need access to business space at following times?

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* 74. What is the amount you would pay for business space per month?

Education and Technical Assistance Opportunities

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* 75. Please indicate your level of agreement with the following statements:

  Strongly Disagree Disagree Neutral Agree Strongly Agree
I feel comfortable dealing with financial issues like managing money, balancing a checkbook, credit reports, or saving towards a major purchase
In the next 12 months, I am interested in attending classes, training or seeking professional advice regarding your personal or business financial issues

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* 76. Suppose you were to seek out classes or professional advice- what topics or subjects would be most useful to you in addressing financial issues or goals? (check all that apply)

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* 77. What types of learning opportunities are most appealing to you? (Check all that apply)

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* 78. Please share your name and phone number or email address to be considered for incentives associated with the completion of the survey. Your contact information will be held separate from your survey answers confidentially. 

Thank you for taking the time to complete our Market Survey.  If you have any questions or comments, please feel free to contact our office at www.nimiipuufund.org or call our office.  

By completing this survey you will be entered into drawing for incentives.  Drawings will occur in summer 2021.  The Nimiipuu Fund office will contact you if you have won a prize and post on the Tribal Communications.  

Qeci’ yew yew (Thank you!)


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