Skip to content
CFP needs your input regarding health insurance costs for 2026.
Due to the likely expiration of the enhanced premium tax credits, we are seeking feedback from our patients in order to provide affordable options.
This survey will close on 12/15/25.
1.
What is your current insurance status?
Medicare
Medicaid
Employer-Based Insurance
Buy Insurance Through ACA Exchange (Marketplace)
Uninsured ("Self Pay")
2.
What will be your insurance status for 2026?
Medicare
Medicaid
Employer-Based Insurance
Buy Insurance Through ACA Exchange (Marketplace)
Uninsured ("Self Pay")
3.
If you currently get insurance through the ACA Exchange "marketplace", what is your expected monthly cost increase
per person
next year (after accounting for the expiration of enhanced tax credit)?
No increase
$0-50 more per month
$51-100 more per month
$101-150 more per month
$151-200 more per month
Higher than $201 more per month
Unknown or N/A
4.
If you noted that you expect an increase in costs for next year, how do you plan to address this?
Pay the higher premium
Switch to a high deductible plan that covers a few primary care/preventive visits
Switch to a high deductible plan that doesn't cover any visits
Go without insurance
N/A
5.
For the last question, if you selected "Switch to a high deductible plan that doesn't cover any visits" or "Go without insurance", are you interested in a
Direct Primary Care
payment model?
Direct Primary Care is a healthcare model where patients pay a flat monthly or annual fee to their doctor, without using insurance. Monthly fees are estimated at $100-150/month per person (additional discounts for family memberships). All visit types are included. Labs, Testing, and Procedures may come at an additional but discounted cost.
Yes
No
N/A
6.
If you answered "Switch to a high deductible plan that doesn't cover any visits" or "Go without insurance" in response to Question 4 and had to choose an option below now, which option would be
preferable
for your family's needs?
Payment at time of each visit (Estimated $50-150 per visit)
Monthly/Annual membership fee that covers all visits ($100-150/month per individual with discounts for family memberships)
N/A