Financial Summary Questionnaire Survey

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* 2. Kindly select your country of residence

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* 3. Kindly mark the box matching your gender.

Male

Female

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* 4. Kindly mark the box closest to your age.

Younger than 18 years

18 – 24 years

25 – 34 years

35 – 44 years

45 – 59 years

60 years or older

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* 5. Mark the box which best describes your current employment situation?

Work part or full-time in the Government sector

Work part or full-time in the Private sector

Self-employed

Housewife or househusband

Student or learner

Pensioner or retired

Unemployed

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* 6. Mark the box if you have any of the products or services mentioned.

Al Amil account (offered by many banks, e.g. Gulf Bank, NBK)

ATM card

Debit card/Cheque card

Savings book at a bank

Post Bank account/Post Office savings account

Savings/Transaction account

Current or Cheque account

Credit Card – Visa/Master/American Express/Diners Club

Fixed Deposit bank account

Personal garage card/Petrol card

Money market account

Cell phone banking e.g. NBK, Gulf Bank, KFH

Home loan from bank or bond/mortgage to pay for a house

Home loan from bank or bond/mortgage to build, extend or improve a house

Loan from Investment Company to buy a house

Loan from Investment Company to improve a house

Loan from Government to buy a house

Loan/subsidy from government to build or extend a house

Loan from employer/friend/family/ to buy a house

Loan from employer/friend/family/ to build or extend a house

Personal loan from a bank

Loan from friend or family

Loan from an employer

Loan from an Investment Company. Eg. Al Soor

Loan from an informal money lender, e.g. cash loan shop

Borrowed money from a savings club (not your contribution)

Loan from local Bakala

Vehicle or car finance through bank or dealer

Vehicle or car finance from elsewhere

Overdraft facility

Store card where you buy on account and pay later

Loyalty card that gives you cash back, such as Clicks

Other club or loyalty cards such as Sultan Center, Al Shaya

Retail store account for the purchase of household goods, e.g. fridge or bed, which has a fixed credit limit

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* 7. Mark the box if you are currently investing money in any of these:

Burial society

Buying and exchanging vouchers for cash or retail goods

Buying or making goods to sell

Collectables like antiques/carpets/paintings/art/gold coins/Kruger Rands/stamps

Holiday home/cottage/investment in a second home for yourself

Improving your home

Investment in a plot of vacant land

Investment in another house/flat/property that you rent out

Investment in cattle or live stock

Investment in farm land

Investment in somebody else’s business

Investment in your own business

Off-shore investments

Running your own business

Shares on the stock exchange

Savings club

Timeshare

Mutual funds/Unit trusts

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* 8. Mark the box if you have any of these insurance products

Funeral policy with an insurance company

Funeral policy with a broker

Funeral policy with a bank

Funeral cover/insurance from your current employer

Belong to a burial society

Vehicle or Car insurance

Insurance for a caravan or trailer

Insurance for jewellery

Insurance for a boat

Insurance for hand tools or agricultural equipment

Household content insurance (not jewellery)

Cell phone insurance

Travel insurance

Home owners’ insurance (e.g. insurance on building)

Credit insurance that pays your credit repayments if you are unable to pay

Legal insurance, e.g. Legal Aid

Life insurance/assurance policy with a big institution

Life cover/credit life to pay off any money that you owe when you die

Disability insurance with a big institution

Disability cover from your employer

Dreaded disease/critical illness insurance

Professional insurance (in the event of loss of earnings)

Debtors insurance

Retirement annuity

Provident fund

Pension fund

Medical aid/scheme

Hospital plan

Medical insurance

Education policy

Endowment policy

Takaful Insurance

Investment Policy/saving policy

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* 9. Mark the box if you agree any of with the statements below.

Taking loans should be avoided as much as possible

With money I trust my own experience/knowledge rather than advice/promises of others

If I save/invest regularly, eventually the small amounts mount up and I'll be secure

In times of need I would rather deal with people I know than with a large organisation

I would rather deal face to face with a person rather than with an electronic device, even if the device is quicker

When it comes to money young people know more than older people

I don't trust informal associations like savings clubs

I am prepared to learn how to use new technology

I often don't feel in control of my finances

Banks take advantage of poor people

I love spending money to buy things even if I have to use credit to do so

When buying credit it ends up being more expensive than I thought it was

I try to save regularly

I do not like carrying cash

I hate owing money to anyone

When I make financial decisions, I like to get advice from family/friends

Having a bank account makes it easier to get credit

To get ahead in life, one needs to take some risks

I am worried that I won't have enough money for old age

I prefer to save where money is safe, even if interest rate/return is a little lower

I go without basic things so that I can save

I know quite a bit about money and finances

I avoid banking machines such as ATM's as much as possible

I can easily live without having a bank account

People often ask my advice on financial matters

I usually read the finance pages in newspapers and magazines

I am saving for something specific, such as a car, a holiday, an appliance or furniture

I have a good idea of what interest/returns I get on the money I save

I don't feel really well most of the time

I consider myself physically fit

I feel lonely

I feel alive and energetic

Generally I am a happy and cheerful person

I don't know very many people

People very seldom ask me for my advice

I have a varied life with lots of different activities

I don't feel I really belong - I want to be more accepted

I regard myself as a spiritual person

I don't really have a really close relationship with anyone

I have many dreams in life but will never achieve them

I feel well and in good health

My life has meaning and purpose

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* 10. Mark the box next to the ONE statement you agree with most

In almost all ways, my life is ideal

In many ways, my life is ideal

My life is ideal in some ways but not ideal in other ways

In many ways, my life is not ideal

My life is not ideal in almost every way

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* 11. What is the average time you spend travelling to get to the bank? Mark the most applicable box.

Under 5 minutes

About 5 minutes

About 10 minutes

About 15-20 minutes

About 20-30 minutes

About 30-45 minutes

About an hour or more

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* 1. Kindly select your nationality

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* 2. Kindly select your country of residence

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* 3. Kindly mark the box matching your gender.

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* 4. Kindly mark the box closest to your age.

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* 5. Mark the box which best describes your current employment situation?

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* 6. Mark the box if you have any of the products or services mentioned.

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* 7. Mark the box if you are currently investing money in any of these:

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* 8. Mark the box if you have any of these insurance products

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* 9. Mark the box if you agree any of with the statements below.

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* 10. Mark the box next to the ONE statement you agree with most

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* 11. What is the average time you spend travelling to get to the bank? Mark the most applicable box.