Credit

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* 1. Please submit the following information.

Name:

Email Address:

Phone Number:

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* 2. A credit report tells a lender:

How likely you are to repay the loan

If you are a good candidate for a loan

If your debt to income ratio meets the lender's standards or not

All of the above

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* 3. True or False. You could be denied renting an apartment because of a derogatory claim on your credit report.

True

False

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* 4. List 3 ways to build your credit score.

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* 5. Explain how a debit card is different than a credit card.

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* 6. Which act of Congress says that you are entitled to one free annual credit report from each of the three main credit reporting bureaus?

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* 7. True or False. You are allowed to enter into a loan contract when you are 16.

True

False

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* 8. The Truth in Lending Act says that:

100% of survey complete.