With Missouri Employers Mutual, workplace safety pays! You’re eligible to receive a safety dividend—premium MEM will return to you for safety results. MEM will pay the dividend nine months after your policy expires. The dividend amount is based on your premium size, loss ratio results and completion of this questionnaire.

Your answers to the questions will not impact the amount of your dividend, but you must return the completed survey and meet our loss experience requirements to earn a safety dividend payout. Please provide honest answers. This information helps us determine where we can partner with you to save lives and money.