Making use of the Latte Effect can help me save more.
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Saving whatever that remains after spending is the best way to save i.e. Income – Expenses = Savings .
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If I had set aside $1000 in an account with 3% p.a. interest rate; the amount would double in approximately 24 years.
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If I pay the minimum amount on my credit card every month, I will be charged simple interest on the outstanding balance.
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Employer CPF contributions are payable if you earn more than $50 per month.
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