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* 1. Name

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* 2. FICO scores range from 300 to 900

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* 3. The three credit reporting agencies are Equifax, Experian, and TransUnion.

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* 4. A judgment is a record of how you have paid your debts. It tells lenders who you are, how much debt you have, whether you have made payments on time, and whether there is negative information about your public records.

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* 5. Identity theft occurs when thieves steal your personal information, such as your Social Security number, birth date, or credit card numbers.

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