SPLASH & WISH Interest & Eligibility Form

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* Which Downpayment Assistance Program are you inquiring about?

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* Borrower Information

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* Are you at least 18 years of age or older?

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* Co-Borrower Information

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* Address

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* Household Size

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* Gross Annual Household Income
Please include all income from all sources for all adult household members (18 years of age and older), whether or not such income is exempt from federal income tax. This includes unemployment and social security.

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* Are you a
(choose at least one if relevant)

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* Are you a legal Resident?
A legal resident is a citizen or other nations of the United States or a qualified alien as defined by the Federal Personal Responsibility and Work Opportunity Reconciliation Act of 1996.

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* Are you pre-qualified with a mortgage lender?

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* Are you currently working with a real estate agent?

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* Are you planning to purchase a home in the Incorporated City of San Pablo?
Refer to map on the left-hand side of www.SanPabloEDC/SPLASH.

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* Do you have a minimum FICO score of 620? 
This score is the combination of all three credit-rating agencies.

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* Are your household assets more than $250,000?
Assets include checking account, savings, bonds, 401K or other retirement accounts, such as Roth IRA, 403(b), etc.

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* Are you a First Time Homebuyer?
A first-time homebuyer is defined as someone who has not owned a home or had a real interest in a dwelling property in the past three years.

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* Are you able to provide a minimum of 3.5% of the purchase price as a down payment?

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* How did you hear about the program?

Note:

➤ Once eligibility is confirmed, an email with the program enrollment application and a list of required documentation will be sent to the email provided.
➤ Potential applicants are encouraged to work with a real estate professional and bank or lender, as well as to acquire education on homeownership and explore the City of San Pablo real estate market before submitting an application.

 
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