SURVEY ANSWERS

Thank you so much for your participation in this survey!  The winner of the drawing for the $100 gift card was Kim Blodgett from the Marketing and Development office.  Congratulations Kim!  Please see the answers below for the survey. 
 
 

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* 1. Annual physical examinations will have a co-pay of $25-$35.

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* 2. Type 2 diabetes is a largely preventable disease.

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* 3. One can of regular soda contains10 teaspoons of sugar.

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* 4. Skipping breakfast to save calories until later is a good idea.

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* 5. Expiration dates on foods is a good indication that there are additives and/or preservatives in the food.

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* 6. Trans fats are known to have negative impact on our over all health.

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* 7. If you want to lose weight, skipping meals will be a good strategy.

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* 8. A baseball is the approximate right size for a portion of vegetables at a meal.

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* 9. What percentage of Americans are overweight or obese?

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* 10. Three ounces of lean meat, a common meal recommendation is about the size of a deck of playing cards.

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* 11. Which of the following is the best definition of the term "health insurance premium?"

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* 12. Is a health insurance premium something you must pay every month, regardless of whether you use health care services, or do you only have to pay your health insurance premium during months when you use health care services?

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* 13. Which of the following is the best definition of the term "annual health insurance deductible?"

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* 14. Suppose that under your health insurance policy, hospital expenses are subject to a $1000 deductible and $250 per day copay.  You get sick and are hospitalized for 4 days, and the bill (after insurance discounts are applied) comes to $6000.  How much of that hospital bill will you have to pay  yourself?

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* 15.

Which of the following best describes the "annual out-of-pocket limit" under a health insurance policy?

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* 16. Which are the following best describes a "health insurance formulary?"

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* 17. Which of the following best describes a health plan "provider network?"

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* 18. If you receive inpatient care at a hospital that participates in  your health plan's network, all the doctors who care for you  while you're in the hospital will also be in network.

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* 19. Suppose your health plan covers lab tests in full if you go to an in-network lab, but only pays 60% of allowed charges if you go out of network.  You forget to check and go get our blood tested at a lab that turns out to be out of network.  The lab bills you $100 for the blood test.  Your health insurance allows only a $20 charge for that test.  How much would you have to pay out of pocket for that lab test?

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* 20. If your health insurance or health plan refuses to pay for a service that you think is covered and  your doctor says you  need, you can appeal the denial and possibly get the insurance company to pay the claim.

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