You are invited to participate in focus group research in either Auckland or Wellington in September 2020 on the consumer credit sector, including different types of credit products such as credit and store cards, personal and car loans, mortgages, pay-day loans, buy-now/pay-later schemes, and mobile traders who extend credit.  Your participation will support the Commerce Commission to understand whether people know their rights and responsibilities when they sign a credit contract, if they take advice before borrowing, and what influences people making decisions about loans and credit.  You will receive a $50 Countdown gift card after you have participated. 

The research is being undertaken by Business and Economic Research Limited (BERL), an independent research consultancy, and only the researcher will have access to your responses. All information will be stored on a password protected drive. If you have any questions about the research, you may contact the researcher on amanda.reid@berl.co.nz.

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* 1. Which consumer credit products have you used in the past five years?  Please select all relevant products.

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* 2. Which location are you able to attend a focus group in?

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* 3. What time of day would you you be available to attend a focus group?  Select all available times.

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* 4. We'd like to make sure we get a range of people and experiences in our focus groups.  Which category best describes your age?

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* 5. Which ethnic group (s) do you belong to?

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* 6. What gender do you identify with?

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* 7. Your contact info:

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* 8. We will provide refreshments for the focus groups.  Do you have any dietary restrictions? (Select all that apply.)

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* 9. How would you like to receive additional information about the Commerce Commission focus groups?

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