Credit Survey -- Federal Reserve Bank of Minneapolis

How have various SOURCES OF FUNDS changed at your financial institution over the past three months?

	Down significantly	Down some	No change	Up some	Up significantly	Not applicable
Insured deposits	*How have various SOURCES OF FUNDS changed at your financial institution over the past three months? Insured deposits Down significantly	Insured deposits Down some	Insured deposits No change	Insured deposits Up some	Insured deposits Up significantly	Insured deposits Not applicable
Other deposits	Other deposits Down significantly	Other deposits Down some	Other deposits No change	Other deposits Up some	Other deposits Up significantly	Other deposits Not applicable
Borrowing from other financial institutions	Borrowing from other financial institutions Down significantly	Borrowing from other financial institutions Down some	Borrowing from other financial institutions No change	Borrowing from other financial institutions Up some	Borrowing from other financial institutions Up significantly	Borrowing from other financial institutions Not applicable
Senior notes	Senior notes Down significantly	Senior notes Down some	Senior notes No change	Senior notes Up some	Senior notes Up significantly	Senior notes Not applicable
Borrowing from government organizations	Borrowing from government organizations Down significantly	Borrowing from government organizations Down some	Borrowing from government organizations No change	Borrowing from government organizations Up some	Borrowing from government organizations Up significantly	Borrowing from government organizations Not applicable

Additional comments

How has the VOLUME of credit to various customer groups changed over the past three months (seasonally adjusted)?

	Down significantly	Down some	No change	Up some	Up significantly	Not applicable
Other financial institutions	*How has the VOLUME of credit to various customer groups changed over the past three months (seasonally adjusted)? Other financial institutions Down significantly	Other financial institutions Down some	Other financial institutions No change	Other financial institutions Up some	Other financial institutions Up significantly	Other financial institutions Not applicable
Businesses	Businesses Down significantly	Businesses Down some	Businesses No change	Businesses Up some	Businesses Up significantly	Businesses Not applicable
Consumers	Consumers Down significantly	Consumers Down some	Consumers No change	Consumers Up some	Consumers Up significantly	Consumers Not applicable

Additional comments

If OVERALL credit volume is down, WHY is it down? (Please mark all that apply.)

If OVERALL credit volume is down, WHY is it down? (Please mark all that apply.) Fewer credit requests from other banks

Fewer credit requests from businesses

Fewer credit requests from consumers

Poorer credit quality of other banks

Poorer credit quality of business applicants

Poorer credit quality of consumer applicants

Lack of available loanable funds

Tighter credit standards

Other

Other (please specify), and any additional comments

How has the CREDIT QUALITY of various loan applicants changed over the past three months?

	Up significantly	Up some	No change	Down some	Down significantly	Not applicable
Other financial institutions	*How has the CREDIT QUALITY of various loan applicants changed over the past three months? Other financial institutions Up significantly	Other financial institutions Up some	Other financial institutions No change	Other financial institutions Down some	Other financial institutions Down significantly	Other financial institutions Not applicable
Businesses	Businesses Up significantly	Businesses Up some	Businesses No change	Businesses Down some	Businesses Down significantly	Businesses Not applicable
Consumers	Consumers Up significantly	Consumers Up some	Consumers No change	Consumers Down some	Consumers Down significantly	Consumers Not applicable

Additional comments

Among different loan groups, have credit standards been TIGHTENED or LOOSENED by your financial institution? (Please mark all that apply.)

	Credit standards TIGHTENED	Credit standards LOOSENED	No change
Other financial institutions	*Among different loan groups, have credit standards been TIGHTENED or LOOSENED by your financial institution? (Please mark all that apply.) Other financial institutions Credit standards TIGHTENED	Other financial institutions Credit standards LOOSENED	Other financial institutions No change
Businesses	Businesses Credit standards TIGHTENED	Businesses Credit standards LOOSENED	Businesses No change
Consumers	Consumers Credit standards TIGHTENED	Consumers Credit standards LOOSENED	Consumers No change

Additional comments

Credit Survey -- Federal Reserve Bank of MinneapolisExit this survey