Exit this survey Credit Survey -- Federal Reserve Bank of Minneapolis Question Title * How have various SOURCES OF FUNDS changed at your financial institution over the past three months? Down significantly Down some No change Up some Up significantly Not applicable Insured deposits Insured deposits Down significantly Insured deposits Down some Insured deposits No change Insured deposits Up some Insured deposits Up significantly Insured deposits Not applicable Other deposits Other deposits Down significantly Other deposits Down some Other deposits No change Other deposits Up some Other deposits Up significantly Other deposits Not applicable Borrowing from other financial institutions Borrowing from other financial institutions Down significantly Borrowing from other financial institutions Down some Borrowing from other financial institutions No change Borrowing from other financial institutions Up some Borrowing from other financial institutions Up significantly Borrowing from other financial institutions Not applicable Senior notes Senior notes Down significantly Senior notes Down some Senior notes No change Senior notes Up some Senior notes Up significantly Senior notes Not applicable Borrowing from government organizations Borrowing from government organizations Down significantly Borrowing from government organizations Down some Borrowing from government organizations No change Borrowing from government organizations Up some Borrowing from government organizations Up significantly Borrowing from government organizations Not applicable Additional comments Question Title * How has the VOLUME of credit to various customer groups changed over the past three months (seasonally adjusted)? Down significantly Down some No change Up some Up significantly Not applicable Other financial institutions Other financial institutions Down significantly Other financial institutions Down some Other financial institutions No change Other financial institutions Up some Other financial institutions Up significantly Other financial institutions Not applicable Businesses Businesses Down significantly Businesses Down some Businesses No change Businesses Up some Businesses Up significantly Businesses Not applicable Consumers Consumers Down significantly Consumers Down some Consumers No change Consumers Up some Consumers Up significantly Consumers Not applicable Additional comments Question Title * If OVERALL credit volume is down, WHY is it down? (Please mark all that apply.) Fewer credit requests from other banks Fewer credit requests from businesses Fewer credit requests from consumers Poorer credit quality of other banks Poorer credit quality of business applicants Poorer credit quality of consumer applicants Lack of available loanable funds Tighter credit standards Other Other (please specify), and any additional comments Question Title * How has the CREDIT QUALITY of various loan applicants changed over the past three months? Up significantly Up some No change Down some Down significantly Not applicable Other financial institutions Other financial institutions Up significantly Other financial institutions Up some Other financial institutions No change Other financial institutions Down some Other financial institutions Down significantly Other financial institutions Not applicable Businesses Businesses Up significantly Businesses Up some Businesses No change Businesses Down some Businesses Down significantly Businesses Not applicable Consumers Consumers Up significantly Consumers Up some Consumers No change Consumers Down some Consumers Down significantly Consumers Not applicable Additional comments Question Title * Among different loan groups, have credit standards been TIGHTENED or LOOSENED by your financial institution? (Please mark all that apply.) Credit standards TIGHTENED Credit standards LOOSENED No change Other financial institutions Other financial institutions Credit standards TIGHTENED Other financial institutions Credit standards LOOSENED Other financial institutions No change Businesses Businesses Credit standards TIGHTENED Businesses Credit standards LOOSENED Businesses No change Consumers Consumers Credit standards TIGHTENED Consumers Credit standards LOOSENED Consumers No change Additional comments Next