1. Climate in the Appraisal World

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* 1. In which state are you doing most of your business?

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* 2. Do you feel that the recent Federal banking reform (Dodd-Frank) has reduced pressure on appraisers to deliver a pre-determined value?

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* 3. If so, how much change has occurred in the lending world?

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* 4. During the past 2 years, how often have you felt you were influenced to meet a pre-determined value?

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* 5. Do you believe that appraisal review requirements and related underwriting for mortgage loans have tightened up in the past year?

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* 6. If you believe that underwriting-related appraisal review requirements for mortgage loans have tightened up, by how much?

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* 7. Are AMCs (appraisal management companies) growing in your area?

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* 8. Do AMCs impact your business?

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