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1. This is what my clients think about RDR Mr Sants: PanaceaIFA 2011 RDR Survey

Due to the large amount of interest in the This is what my clients think about RDR Mr Sants survey, PanaceaIFA have extended the closing date for responses to Monday 19th December at 5pm.

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* 1. Do your clients understand what the RDR is and the benefits the FSA see it is supposed to bring to them?

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* 2. Do your clients understand that they will personally have to pay for your services post 2012?

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* 3. Do your clients currently understand the difference between the new interpretation independent and non-independent advice?

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* 4. Do you need help in educating your clients about the impact of RDR?

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* 5. Would your clients prefer that a commission option remained available so they can decide the remuneration model from a range of options?

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* 6. What do you believe your clients value the most?

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* 7. Will your clients appreciate the value in you being better qualified as a result of the RDR?

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* 8. Will you lose profitable clients as a result of RDR making fees the only remuneration option?

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* 9. Will you and your business be RDR ready by the end of 2012?

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* 10. Post RDR will your business model be:

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* 11. Have you segmented your client bank?

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* 12. Would you consider moving your business to an EU state and passport back in if it was a viable option?

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* 13. Do you have confidence in the ability of your trade association to influence the FSA any more?

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* 14. Would a ban on ALL legacy commission be a death blow to the value and future saleability of your business?

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* 15. If Mifid II allowed restricted advisers to operate a commission model would you be tempted to go restricted?

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* 16. Is a 20% reduction in IFAs still an acceptable cost of RDR?

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* 17. Are you male or female?

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* 18. Which category below includes your age?

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* 19. Where is your business based?

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* 20. How long have you been in the industry?

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