Welcome to the NZ Property Investor Magazine survey of banks.

We would like to invite you to tell us about your experiences with banks.
By taking part in the survey we will send you the results.

Question Title

1. Are you a residential property investor?

Yes

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2. How many properties do you own?

1-3

4-6

7-10

10 plus

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3. Who is your primary lender?

ANZ

ASB

BNZ

Kiwibank

Westpac

Bank Direct

HSBC

The Co-operative Bank

SBS/HBS

TSB

Other (please specify)

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4. Do you use more than one lender?

Yes

Question Title

5. Which other banks do you use for lending (other than your primary lender)?

ANZ

ASB

BNZ

Kiwibank

Westpac

Bank Direct

HSBC

The Co-operative Bank

SBS/HBS

TSB

Other (please specify)

Question Title

6. Do you use any non-bank lenders?

Yes

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7. If so, who?

AMP

Finance Direct

First Mortgage Trust

Liberty

NZ Home Loans

RESIMAC

Sovereign

Other (please specify)

Question Title

8. What is the split of your lending across fixed and floating?

	0%	10%	20%	30%	40%	50%	60%	70%	80%	90%	100%
Floating	Floating 0%	Floating 10%	Floating 20%	Floating 30%	Floating 40%	Floating 50%	Floating 60%	Floating 70%	Floating 80%	Floating 90%	Floating 100%
Fixed	Fixed 0%	Fixed 10%	Fixed 20%	Fixed 30%	Fixed 40%	Fixed 50%	Fixed 60%	Fixed 70%	Fixed 80%	Fixed 90%	Fixed 100%
Offset	Offset 0%	Offset 10%	Offset 20%	Offset 30%	Offset 40%	Offset 50%	Offset 60%	Offset 70%	Offset 80%	Offset 90%	Offset 100%
Revolving credit	Revolving credit 0%	Revolving credit 10%	Revolving credit 20%	Revolving credit 30%	Revolving credit 40%	Revolving credit 50%	Revolving credit 60%	Revolving credit 70%	Revolving credit 80%	Revolving credit 90%	Revolving credit 100%

Question Title

9. What is your portfolio LVR?

Debt free

1% to 24%

25% to 49%

50% to 79%

80% to 89%

90 or more

Don’t know

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10. Have you changed lender in the past 12 months?

Yes

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11. If so, why?

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12. Have you been offered any incentive to move to another bank since the LVR restrictions came into force?

Yes

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13. Do you think support the Reserve Bank’s LVR restrictions?

Yes

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14. Have the LVR restrictions encouraged you to buy more property?

Yes

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15. What is the most important thing when choosing a lender?

Service

Interest rates

Incentives

Knowledge (eg help with structuring)

They are my current bank

Question Title

16. Do you use a mortgage broker?

Yes

Question Title

17. Do you read the NZ Property Investor Magazine?

Yes

To get a copy of the results of this survey please provide your details below.

If you would like a free trial copy of NZ Property Investor Magazine please supply your postal address.

Question Title

* 1. Are you a residential property investor?

Question Title

* 2. How many properties do you own?

Question Title

* 3. Who is your primary lender?

Question Title

* 4. Do you use more than one lender?

Question Title

* 5. Which other banks do you use for lending (other than your primary lender)?

Question Title

* 6. Do you use any non-bank lenders?

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* 7. If so, who?

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* 8. What is the split of your lending across fixed and floating?

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* 9. What is your portfolio LVR?

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* 10. Have you changed lender in the past 12 months?

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* 11. If so, why?

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* 12. Have you been offered any incentive to move to another bank since the LVR restrictions came into force?

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* 13. Do you think support the Reserve Bank’s LVR restrictions?

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* 14. Have the LVR restrictions encouraged you to buy more property?

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* 15. What is the most important thing when choosing a lender?

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* 16. Do you use a mortgage broker?

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* 17. Do you read the NZ Property Investor Magazine?

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* 18. Name

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* 19. Email

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* 20. Postal address

1. Are you a residential property investor?

2. How many properties do you own?

3. Who is your primary lender?

4. Do you use more than one lender?

5. Which other banks do you use for lending (other than your primary lender)?

6. Do you use any non-bank lenders?

7. If so, who?

8. What is the split of your lending across fixed and floating?

9. What is your portfolio LVR?

10. Have you changed lender in the past 12 months?

11. If so, why?

12. Have you been offered any incentive to move to another bank since the LVR restrictions came into force?

13. Do you think support the Reserve Bank’s LVR restrictions?

14. Have the LVR restrictions encouraged you to buy more property?

15. What is the most important thing when choosing a lender?

16. Do you use a mortgage broker?

17. Do you read the NZ Property Investor Magazine?

18. Name

19. Email

20. Postal address