The Guild is taking a survey in anticipation of upcoming discussions about next year's health care costs. All survey responses are anonymous. We are just trying to gather data for our discussions.

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* 1. Do you have health insurance through the Times Union?

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* 2. How would you rate the health insurance?

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* 3. Did you incur medical costs that put you past the deductible and that required you to pay 10 percent of medical costs?

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* 4. If you did incur medical costs that put you past the deductible and required you to pay 10 percent, do you know what that 10 percent cost you in added medical costs?

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* 5. In your view, is it better for Guild members to keep the weekly copay as low as possible or to pay more weekly to reduce costs for those who become ill?

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* 6. Do you find that the health-care reimbursements come in a timely manner?

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* 7. Have you had any trouble finding or keeping doctors who are in-network and accept our current insurance plan?

Would you like to serve on a committee to look at health care costs? If so, please contact the Guild office at 482-9218.

Thank you for completing this survey.

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