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* 1. Booking ID (please fill in the 4 digit code provided by your trainer)

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* 2. Your Gender:

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* 3. Your Race :

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* 4. Your Citizenship:

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* 5. Your Age Range:

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* 6. Your Current Family Status:

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* 7. Your Highest Level of Education:

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* 8. Your Annual Household Income Range (Before Taxes):

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* 9. Please CLICK your response to each the following statements:

  Do Not Know True False
Assets are pledged to the lender as security or collateral when taking a secured loan.
When I make new purchases with my credit card, interest will be charged immediately on these purchases if there is an outstanding balance on my credit card.
The Mortgage Service Ratio (MSR) reveals the percentage of my gross monthly income used to service my monthly property loan instalment.
The interest rates for secured loans tend to be higher than that for unsecured loans.
I am considered a bankrupt when I am put on the Debt Repayment Scheme.

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* 10. How CONFIDENT are you to do each of the following?

  Not Confident A Little Confident Confident Very Confident
Pick a suitable loan when necessary, knowing its features and costs involved.
Calculate the amount of debt I can afford.
Avoid unnecessary debt.
Take a suitable option when I am in debt.
Borrow with care so that I do not end up as a bankrupt.

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