These forgivable loans (‘grants’) are federal funds provided thanks to the Washington State Department of Commerce CDBG (Community Development Block Grant) program. The purpose of these grants is to support micro-businesses with a physical location in Mason County who have been impacted by the COVID-19 pandemic and shut-down.
Before completing this application, please review in detail the FAQ's linked below:
Forgivable Loan Program FAQ's

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* 1. I have read the FAQs and guidelines before completing this application

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* 2. What was your total family income during the last tax year or the last 12 months? (Total family income is gross income before deductions from all sources of income including W-9 wages, child support, SSI, unemployment, pension, and income from assets from all adult family members living in the household)

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* 3. What is your anticipated total family income for the next twelve months?

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* 4. How many people are in your household including you?

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* 5. Is your business located in Mason County? (Your business must be in Mason County to qualify)

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* 6. Owner's Name

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* 7. Percentage of ownership of this owner (0%-100%)

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* 8. How many individuals are in the household of this owner?

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* 9. What is the total household income for this owner?

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* 10. Owner's Physical Address

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* 11. Phone

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* 12. Owner 2 Name (Put N/A if there is no other owner)

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* 13. Owner 3 Name (Put N/A if there is no other owner)

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* 14. Owner 4 Name (Put N/A if there is no other owner)

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* 15. What is the physical address of the business?

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* 16. What is the name of the business?

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* 17. How many employees does your business have, including the owner?

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* 18. Is the business woman/minority owned?

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* 19. What commissioner district within Mason County is your business in?

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* 20. What is the date the business was licensed in the State of Washington?

Date

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* 21. What is the legal business structure of the business?

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* 22. Describe what the business sells

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* 23. Explain how the COVID-19 pandemic/shut down has impacted the business

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* 24. What is the business's debt/income ratio? (debt : income ratio is all your monthly debt payments divided by your gross monthly income. For example, if your monthly gross income [your income before expenses] equals $5,000 and your monthly recurring debts are $1,000 you would figure your debt : income ratio this way: $1,000/$5,000 = .2 X 100 = 20%. Your debt to income ratio is 20%)

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* 25. Did your business experience at least a 25% loss in income from one year to the next at any period from May 2019 to November 2021 due to the COVID-19 pandemic/shut down order which began 03/16/20?

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* 26. How many employeees did the business have prior to the Stay-home/Stay Healthy order which started 3/16/2020?

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* 27. How much money are you asking for and how you intend to use it? (Be as specific as and detailed as possible.)

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* 28. Has your business applied for other CDBG emergency grants or forgivable loans?

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* 29. Have you participated in any CDBG funded trainings (like those offered by Enterprise for Equity)?

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* 30. What is your plan for sustaining the business if funding is not received?

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* 31. Were you forced to shutter your business?

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* 32. Were you able to keep your business open to some extent?

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* 33. In what ways does your business support other businesses or contribute to the local community?

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* 34. Please upload your Outstanding Invoices (Your accounts payable)

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* 35. Please upload your 2019 Business Tax Return

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* 36. Please upload your 2020 Business Tax Return

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* 37. You will need to submit TWO Profit and Loss statements: The first for the 12 month period between 2019-2021 that demonstrates the 25% or greater loss in revenue your business experienced, and the second for the 12 month period right before it. For example, if you experienced the loss in revenue from July 2020 to July 2021, you would upload one Profit and Loss Statement for July 2020 through July 2021 and another for July 2019 through 2020.

Upload the Profit and Loss demonstrating your revenue loss:

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* 38. Upload the Profit and Loss for the 12 months directly preceding your previous Profit and Loss Statement:

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* 39. Is your business a franchise, chain or MLM?

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* 40. Is your business engaged in any activity that is illegal under federal, state, or local law?

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* 41. Applicant or any owner is not presently suspended, debarred, proposed for debarment, declared ineligible, voluntarily excluded from participation in this transaction by any Federal department or agency, or presently involved in any bankruptcy

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* 42. The business or business owner is not delinquent in any city, state, or federal taxes; child support; or other penalties

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* 43. Your email address

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* 44. Signature

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