Hi, and thanks for taking part in our survey!

By doing so, you’re helping us draw a clearer picture of what the modern Pinoy really values and how you manage your finances.

Participating in this survey also automatically grants you exclusive membership to the Summit Media community, which gives you a chance to enjoy regular perks like gift vouchers and invites to events. By submitting the survey, you agree to our privacy policy and terms of use.

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* 1. For you to qualify for the raffle that will go along with completing the survey, we will need for you to enter the following information.  (Any incomplete data will disqualify you from the said raffle.):

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* 2. What's your email address?

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* 3. What's your gender?

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* 4. What's your current age?

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* 5. At what age do you plan to achieve the following goals?

  18-24 25-34 35-44 45-54 55-64 65+ I've already achieved this! This isn't a goal for me
Get a college degree
Get a post-graduate degree
Get a job
Get married
Have kids
Own a car
Own a house / condo
Own a business
Travel regularly on personal holidays
Be debt-free
Have an emergency fund equal to six months of expenses set aside
Invest in stocks, bonds, or mutual funds
Save enough for retirement

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* 6. How much are you currently making per month?

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* 7. In a month, how frequently do you do the following:

  Never Rarely Sometimes Usually Always
I keep track of my expenses regularly.
I put money aside for savings, future purchases, or emergencies.
I pay my credit card bills on time every month.
I have a budget and stick to it every month.
I make goals about how to spend money.
I comparison-shop or buy things on sale.
I feel secure in my current financial situation.

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* 8. How much savings do you currently have in the bank?

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* 9. How much do you usually spend or set aside per month on the items below?

  I don't spend on this. Under P1,000 P1,000 - P3,999 P4,000 - P6,999 P7,000 - P9,999 P10,000 - P19,999 P20,000 - P49,999 P50,000 and up
Groceries (food and personal care)
Eating out / ordering in
Utility bills (electricity, water, phone, internet)
Entertainment (movies, online games, Netflix, Spotify)
Travel (fares, accommodation, pocket money)
Rent / mortgage
Transportation (fare, gas, toll, parking)
Medicine
Schooling (your own)
Schooling (your kids)
Debt / loan payments
Insurance
Investments
Savings

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* 10. Do you make enough money monthly to cover the above expenses?

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* 11. Where do you put your savings?

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* 12. During times you have unexpected expenses, where do you get the extra funds, if needed? (choose all that apply)

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* 13. How often do you eat out or order food in a week? (drop down menu)

*21 implies all meals of the week, exceeding it includes even snacks.

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* 14. How many credit cards do you have?

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* 15. Do you feel that you have enough credit?

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* 16. Do you use the installment feature on your credit card(s)?

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* 17. Which insurance products do you have? (Choose all that apply)

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* 18. Financial products and opportunities are available for various segments of the population. Which of the statements below do you agree with? (Choose all that apply)

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* 19. What is your civil status?

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* 20. How many kids do you have? (drop down menu)

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* 21. What is your current living situation in terms of ownership?

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* 22. What is your current living situation in terms of type of residence?

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* 23. Who are you living with?

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* 24. Based on your realizations after answering these questions, what do you want to learn more about? (Check all that apply, choose at least one)

Thank you for taking time to answer our Reader Survey. You now have a chance to be one of three winners of PHP10000 worth of Rustans GCs. Deadline of submissions will be on December 3, Sunday. We shall be announcing the winners of the electronic raffle on December 6. Good luck!
WHO ARE QUALIFIED TO JOIN

1. The Reader’s Survey is open to all Filipino citizens residing in the Philippines.
2. Employees of Summit Media, their affiliates, their advertising and PR agencies, including their relatives up to the second degree of consanguinity or affinity, are not qualified to join the contest.

HOW TO JOIN

1.Take the survey at https://www.surveymonkey.com/r/spn-wb
2.Only one entry will be allowed per person.

SUBMISSION OF ENTRIES

1. Submission of entries is open from 12:01 AM of November 4, 2019 to 11:59 PM of December 3, 2019.
2. In the case of multiple entries from the same participant, only the first entry will be considered.

DETERMINATION OF WINNERS

1.Winners will be determined through an electronic raffle.
2.All valid survey entries within the promo period will be collated and moderated by Anzenne Roble, the dedicated promo officer.
3.The survey monkey submission list will be updated daily from November 4, 2019 to reflect new entries to December 3, 2019.
4.The electronic raffle will be done via randomizer.org
5.Summit Media in the presence of a DTI representative will determine the winner on December 5, 4:00PM at the Summit Media Office 6/F Cybergate 3, Pioneer St., Mandaluyong City.
6.Announcement of winner will be on December 6. It will be posted on the Cosmo and Spin Life Facebook pages.

PRIZES

3 winners will each receive  Php10,000 worth of Rustan’s Gift Certificates

NOTIFICATION

Winners will be notified on December 7, 1PM onwards by a Summit Media representative regarding the claiming of prizes by phone, e-mail and registered mail based on the official entry information they will be submitting to Summit Media. It will also be announced on the Cosmo and Spin Life Facebook pages.
 
REDEMPTION OF PRIZES

1. The Rustan’s Gift Certificates will picked-up at the Summit Media Office 6/F Cybergate 3, Pioneer St., Mandaluyong City.
2.Winner should bring a photocopy of their 2 valid IDs.
3.If the prize will be claimed by someone else, it is required to submit an authorization letter from the winner, photocopy of the winner’s valid ID and 2 valid IDs from the representative

4.Summit Media shall choose an alternate winner from the pool of remaining eligible entries if the winner has not confirmed receipt of Summit Media’s phone calls and emails within sixty (60) days from notification. 

Disclaimer

1. Summit Media reserves the right, at any time, to verify the validity of the entries and participants (including a participant's identity, age, civil status and place of residence) and to disqualify any entry that is not in accordance with the Terms and Conditions. Any incomplete entries will be deemed invalid.

2. Summit Media’s decision is final and no correspondence will be entertained with the concurrence of the DTI.

3. Summit Media reserves the absolute rights to exhibit or reproduce the submitted photographs in whatever way deemed fit for promotional activities without prior notice, consent or payment of fee whatsoever to the participants.

4. Summit Media shall have the right to announce/publish/broadcast the names of the winners and to shoot ads showing the winners under this Promotion without need to give additional compensation to the winners.
5. Participants shall agree that they are fully and wholly responsible for the entry/entries that they submitted to Summit Media. Summit Media shall not be held liable in any way for any entries to the full extent permitted by law. Summit Media may remove any entry without notice for any reason whatsoever. Participants warrant and agree that:

a. They will not submit any entry that is unlawful or fraudulent, or that is in breach of any intellectual property, privacy,publicity or other rights, defamatory, obscene, derogatory, pornographic, sexually inappropriate, violent, abusive, harassing, threatening, objectionable with respect to race, religion, origin or gender, not suitable for children aged under 15, or otherwise unsuitable for publication;

b. They will obtain prior consent from any person or property that appears in their entry;

c. They will obtain full prior consent from any person who has jointly created or has any rights in the entry, to the uses and terms herein;

d. Their entry shall not contain viruses or cause injury or harm to any person or entity; and

e. They will comply with all applicable laws and regulations, including without limitation, those governing copyright, content, defamation, privacy, publicity and the access or use of others' computer or communication systems.

6. Any cost incurred during the contest period which is associated with the contest is the participant's responsibility.
 
7. Participants agree to allow Summit Media to collect personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, sponsors, service providers, and prize suppliers.

8. By participating in the contest, the participant agrees to be subject to these Terms and Conditions. In case of conflict in relation to the contest, these Terms and Conditions shall prevail.  

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