Financial Health Check

What's your Financial Fitness score?

If you'd like some feedback on your overall financial position from an expert, complete our simple quiz. We ask some simple questions about how you manage your money and loans, plan for the future and protect your lifestyle. From your responses we will provide your Financial Fitness score out of 100% and even give you some ideas on areas you didn't score so well in.

Simple, easy and no obligation, check your Financial Fitness today.

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Some questions about you...

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What's your family situation?

Single

Married/ De Facto

Partnered with dependent children

Empty Nesters

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Which best describes your income situation?

Gradually going backwards financially

Earning a basic wage and getting by

The budget is tight with the kids and the mortgage

Built up a good income relative to most people

Planning for unforseen events...

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Which best describes your estate plans?

I don't have a will or a power of attorney

I do have a will but not sure on power of attorney

I do have a will and a Power of Attorney but unsure of executor and guardians

I do have a Will and Power of Attorney and know who executor and guardian is

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Which best describes your lifestyle protection plans?

I don't have income protection or life insurance

I think there’s Income Protection and Life insurance via Super but unsure what

I have reviewed what I need but can’t afford the cover at the moment

I have reviewed what I need and have set up personal policies

Thinking about your future...

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How clearly can you picture your retirement?

I haven’t really thought about it and hope the Age Pension and compulsory super is enough

I would like to be comfortable but haven’t investigated it

I have considered it and made some plans but not sure if they’ll deliver

I have a clear picture of preferred lifestyle and know I'm on track to get there

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Which best describes your retirement plan?

I'm just getting by as it is and it's not even not on the radar

The focus is paying down debt and I haven’t really thought about building wealth

I have thought about doing something but am not sure how to take the first step

I have researched options and have put plans in place to get my desired result

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When you think about pre-retirement goals, like enhancing your lifestyle or providing for your kids’ education, do you?

Worry that you may not be able to achieve these goals but haven't done anything

Have scoped out the cost but don’t have any plans in place

Have something in place but wonder if it will be enough

Have clear costings and a plan in place to ensure it happens

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When you think of your super and wealth building plans do you?

Read my statements and wonder about some of the details

Feel unsure about how the money is invested and what risks I’m taking

Understand my super but haven’t done anything extra

Understand my super and have taken extra steps to build up wealth

Managing your money and credit...

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Which way best describes how you manage your money?

I have one account, money goes in and usually all goes out before the next pay

I have only one account but it builds up for big expenses and savings goals

I have one account for living and one account for all savings goals

I have separate accounts for separate types of expenses and savings goals

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How do you manage your personal credit?

I hardly ever clear my credit cards and often use after pay or store credit

I usually clear my credit cards monthly and sometimes use after pay or store credit

I usually clear my credit cards monthly and never use after pay type facilities

I use credit cards and always clear them monthly

I do not have a credit card

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About your spending and cash flow. Do you feel like:

All my money goes straight out the door, credit cards are usually fairly maxed out

Things are tight, but I watch my spending and don’t pay much credit card interest

There is surplus income and I enjoy a good lifestyle

There is surplus income and I am putting this away

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How do you feel about your loans?

I don’t have any bank loans

I have loans with my regular bank but didn’t shop around

I have shopped around and got a good deal

I know I’ve got a good deal and I use features like offset and redraw to help pay it off quicker

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Please enter your contact details

Name

ZIP/Postal Code

Email Address

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100% of survey complete.