Terms and Conditions of Use

This website (“Site”) is owned and operated by the Conference of Consulting Actuaries, an Illinois not-for-profit corporation (“CCA,” “we,” “us,” or “our”). It is provided for general informational and educational purposes subject to the terms and conditions set forth in this document (“Terms” or “Agreement”). By accessing or using the content on this Site, you (“User”) agree to be bound by these Terms. CCA reserves the right to change or modify the Terms without notice at any time. Any changes or modifications will be effective upon including the revisions and changes on this page on the Site. Your continued use of this Site after we have posted revised Terms constitutes your agreement to be bound by the revised Terms.
1. Limited Access and Acceptance

Access to certain CCA content is restricted. By clicking “I agree” or otherwise accessing such content, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. Access to certain materials may be provided to nonmembers on a limited, conditional basis. Such access does not confer membership rights, benefits, or privileges.
2. Permitted Use

The content provided by CCA is for informational purposes only. Except as otherwise indicated on the Site, you may view, download, retrieve, access, store and print documents and information available on this Site subject to the following conditions:

  • Use of this Site is subject to CCA’s Privacy Policy;
  • The documents and information may be used solely for personal, information, educational, non-commercial purposes;
  • You may not remove any copyright or other proprietary notices contained in the documents and information;
  • You may not reproduce, distribute, modify, or create derivative works without prior written consent from CCA;
  • You may not use the Content in any manner that could harm CCA or its members.
CCA reserves the right to revoke the authorization to view, download, retrieve, access, store and print documents and information available on this site at any time, and any such use shall be discontinued immediately upon written notice from CCA.
3. Intellectual Property

All material on the Site, including text, photographs, images, illustrations, graphics, sound recordings, video and other material (collectively "Content") are protected under applicable intellectual property and other laws of the United States, and must not be used except as provided in these Terms or with the express written consent of CCA or any third party CCA deems necessary. CCA NEITHER WARRANTS NOR REPRESENTS THAT YOUR USE OF THE MATERIAL DISPLAYED ON THE CCA SITE WILL NOT INFRINGE RIGHTS OF THIRD PARTIES. Any product, service, program, or technology described on the Site may be the subject of other intellectual property rights (including but not limited to copyright, trademark, or patent rights) owned by CCA. Any such right that is not expressly licensed herein is reserved by CCA.

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of CCA and others. Nothing contained on the Site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without the written permission of CCA or such third party that may own the Trademark. Misuse of any Trademarks, or any other content, displayed on the Site is prohibited.
4. Links to Third Party Sites

This Site may provide links to other websites maintained by third parties. You acknowledge and agree that such links are provided for your convenience only and do not reflect endorsement, affiliation, relationship or sponsorship by CCA with respect to the provider of such links or the quality, reliability or other characteristic features of such linked site. CCA is not responsible in any manner for damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, advertising, services, products or other material on or available from such sites.
5. No Professional Advice; No Reliance

The content provided by CCA does not constitute legal or other professional advice. The content reflects general industry information, practices, or perspectives, which may be based in part on member contributions. Users should consult qualified professionals before relying on any information.
6. Disclaimer of Warranties

CCA PROVIDES THIS SITE AND THE CONTENT HEREIN "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AND EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

CCA DOES NOT WARRANT THAT THE OPERATION OF THIS SITE, OR THE INFORMATION, CONTENT, OR MATERIALS INCLUDED ON THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, CCA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CCA DOES NOT WARRANT THAT THIS SITE, OR ITS SERVERS, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
7. Limitation of Liability

UNDER NO CIRCUMSTANCES SHALL CCA BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL OR PUNITIVE DAMAGES FOR ANY MATTER ARISING FROM OR RELATING TO THIS AGREEMENT OR YOUR USE OF THIS SITE, INCLUDING, WITHOUT LIMITATION, YOUR USE OR INABILITY TO USE THE SITE, ANY CHANGES TO OR INACCESSIBILITY OF THE SITE, DELAY, FAILURE, UNAUTHORIZED ACCESS TO OR ALTERATION OF ANY TRANSMISSION OR DATA, ANY MATERIAL OR DATA SENT OR RECEIVED OR NOT SENT OR RECEIVED, ANY TRANSACTION OR AGREEMENT ENTERED INTO THROUGH THE SITE, OR ANY DATA OR MATERIAL FROM A THIRD PERSON ACCESSED ON OR THROUGH THE SITE, WHETHER SUCH LIABILITY IS ASSERTED ON THE BASIS OF CONTRACT, TORT OR OTHERWISE.
8. User Responsibility and Assumption of Risk

You acknowledge and agree that:
  • Your use of the Content is at your own risk;
  • You are solely responsible for any decisions or actions taken based on the Content;
  • CCA is not responsible for any outcomes resulting from your use of the information.

9. Indemnification

You agree to defend, indemnify and hold CCA harmless against any losses, expenses, costs or damages (including our reasonable attorneys' fees, expert fees' and other reasonable costs of litigation) arising from, incurred as a result of, or in any manner related to any claim or action based upon (a) your breach of the terms and conditions of this Agreement, and/or (b) your use of the Site. CCA may, if necessary, participate in the defense of any such claim or action and any negotiations for its settlement or compromise. No settlement which may adversely affect our rights or obligations shall be made without our prior written approval. CCA reserves the right, at our own expense and on notice to you, to assume exclusive defense and control of any such claim or action and then your corresponding indemnification obligation will end.
10. Modifications

CCA reserves the right to modify these Terms at any time. Continued use of the Content after changes constitutes acceptance of the revised Terms.
11. Governing Law

This Agreement is made in and shall be governed and construed by the laws of Illinois, without reference to conflicts of laws. If you access this site from locations outside Illinois or the United States, you are voluntarily and purposefully availing yourself of the laws of Illinois, and you are solely responsible for compliance with all your local laws. Access to the Site from locations where the Site's contents may be unlawful is prohibited.
12. Contact Information

For questions regarding these Terms, please contact:

Conference of Consulting Actuaries
Conference@ccactuaries.org

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1. What is your name? (Required.)

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2. I acknowledge that the materials provided by CCA are for informational purposes only, do not constitute professional advice, and are provided ‘as is.’ I agree to the Website Terms and Conditions of Use and understand that CCA is not liable for any use of the information. (Required.)

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