2016AFS 401(k) Retirement Services, LLCFinancial Wellness Assessment Survey

As 2016 gets going, we are working hard to develop a customized financial program to meet your unique needs and those of your colleagues. As a valued participant, we deeply appreciate your feedback and insight in helping to build our 2016 financial wellness education program for your organization.

Please take a few minutes to answer questions about the areas of financial wellness that would be most relevant to you for next year and beyond. Your feedback will be used to help us develop educational programs to meet your needs. Please know, all responses are confidential, and will only be used to provide a general picture of the community's financial status and needs.

Thank you again for your participation and your comments.

Age

I am married:

Yes

I have MINOR children:

Yes

I own a home:

Yes

My annual hosehold income is:

I have a handle on my cash flow so I spend less than I make each month:

Yes

I have emergency savings to cover unexpected expenses or to pay bills for at least 3 months if I lose my job:

Yes

I pay my bills on time each month:

Yes

I'm comfortable with the amount of debt I have (not including my mortgage):

Yes

I don't have any debt

I regularly pay off my credit card balances in full:

Yes

I don't use credit cards

I have student loan debt that I am paying off:

Yes, and I am struggling to keep up my payments

Yes, but I am not having difficulty managing my payments

I check my credit report on an annual basis:

Yes

I contribute to my retirement plan at work, such as a 401(k), 457, or 403(b) plan:

Yes

I know I'm on track to replace at least 80% of my income (or my goal) in retirement:

Yes, I have used a retirement calculator and I know I'm on track

I don't know

No, I know I'm not on track based on the projections I have run

My retirement plan savings are invested in the following (select one):

A model or risk-based allocation

A target date fund

I select my own investments

Does not apply. I have not invested any money into my company's retirement plan

Not sure

I feel confident that my investments are allocated appropriately between stocks, bonds, and cash based on my risk tolerance and time horizon:

Yes

I don't know

I don't currently have any investments

I have made sure that my beneficiary designations on insurance policies and retirement plans are up to date:

Yes

If not listed above, what financial topic(s) is your biggest challenge?

What type of educational content methods do you prefer (check all that apply):

Other (please specify)