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Dear Seafarers,
This survey is conducted for academic reasons as to examine your attitudes towards risk and insurance. Your opinion is very helpful and we ask you to go through the whole survey and express your opinion with honesty. It won't take long time. Survey is anonymous and so your private details are well protected. Thank you in advance for your time and your precious collaboration, and we wish you calm seas, love and health to you and your beloved ones. ⛴

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* 1. How old are you?/Ilang taon ka na

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* 2. In what country do you live?/ saang bansa ka nakatira

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* 3. What Vessel type do you usually serve on? Anong uri ng sisidlan ang karaniwang pinaghahatid mo

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* 4. What Rank do you hold?

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* 5. What is your usual monthly basic wage ( without overtime payments, bonuses, comissions)?

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* 6. Do you use the services of manning agents to find employment?

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* 7. Please rate the following risks that a Seafarer faces on board

  High Risk Relatively High  Medium Risk Low Risk No Risk
Risk of  Death due to occupational accident
Risk of injury due to occupational accident or serious Illness that needs hospitalization/repatriation
Risk of death or injury due to shipwreck
Abandonment
Risk of Death or injury due to or during acts of pirates
Risk of unpaid wages by Shipowner
Risk of not being compensated by the Shipowner according to MLC 2006 provisions in case of Accident/ Death/ disability/ if found unfit for work
Risk of being stranded in a foreign port due to Shipowner financials/ or implications with the law
Risk of not being covered for health / medical expenses from shipowner 

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* 8. Have you ever been repatriated due to temporary or permanent disability?

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* 9. Do you beleive that vessels travelling under FOC ( Flag of convenience) have more risks for the seafarers?

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* 10. Do you agree or disagree with the following statements?

  I agree I somehow agree I disagree I totally disagree
I beleive a private life accident and health micro-insurance program (small benefit-low premium) while on board would be ideal for me for some kind of protection because seafaring is a hazardous job
Life and Health insurance is very expensive for me. 
i am not familiar with insurance programms but if i could i would pay little money per day to buy some kind of protection
i am afraid that if something happens to me at sea, my family would face economical problems or enter into poverty
i do not trust shipowners to cover my medical expenses or to compensate my family in case of death 
I am afraid that in the event of sickness or incapacity the wages that are mentioned in my contract  as compensation will not be enough for me / or my family
I beleive that seafarers need more protecion or attention by governments since they are doing a very important job for the world economy with many hazards
Insurance is for the rich people
I have internet connection while at sea and i use social media from my smartphone
i am familiar with electronic bank transactions
seafarers need to have longer compensation in case declared unfit for work 
than the usual 16 weeks
I trust my state social insurance and I believe compensation is sufficient
Seafarers are rich people

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* 11. Do you CURRENTLY have an active life insurance policy 

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* 12. How likely are you going to buy a life and health benefit insurance policy to cover you while on board if you had to pay per day a premium below 3$ ?

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* 13. How likely are you going to buy a life and health benefit insurance policy to cover you while on board if you had to pay per day a premium above 3$ ?

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* 14. About how much would you be willing to pay per day to have your own  Life and accident insurance policy  to cover you while on board  (Please enter a whole number. Enter the number of dollars you are willing to pay.)

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* 15. In case of death or incapasity ( accident/illnes)  to work i would be interested to have an insurance protection of my own

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* 16. In case of hospitalization i would like to have an extra daily benefit from my insurance programe up to 10$ or 15$

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* 17. How likely is to buy insurance protection to cover for Death Compensation indicative 5 monthly wages , hospital benefit  15$ -25 $ per day of hospitalization, abandonment, repatriation benefit due to accident or illness incapacity to work 200$ , permanent disability ( 5 wages) etc. if you had to pay 4% of monthly salary while on duty? 

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* 18. I like the idea to buy insurance via my mobile phone while on board and be free to activate or disactivate insurance protection whenever i like.

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