Heavy debt loads during a slow recovery period
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Lost revenue due to decreased capacity limits
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Lost revenue due to travel restrictions
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Lost revenue due to other causes
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Hiring/rehiring staff
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Changing consumer behaviour/confidence
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Cost of moving to e-commerce platform
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Understanding and adapting to changing health regulations
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Having adequate access to personal protective equipment and cleaning supplies/services
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Additional cost of doing business due to health precautions and requirements
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Shift to a work-from-home culture
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Adequate childcare options for employers and/or employees
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