April is Financial Literacy month making it a great time to test your knowledge of some basic financial fundamentals.    Answer the 6 questions and then, if desired, provide the requested contact information to be entered into our Financial Literacy Month Sweepstakes to win $300.  Good luck!

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* 1. People who do not understand the difference between _____________ usually struggle with financial problems.

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* 2. Which statement best describes your right to check your credit history for accuracy?

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* 3. Which of the following instances would it be financially beneficial for you to borrow money to buy something now and repay it with future income?

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* 4. True or false. Unike a credit card, you may be responsible for the total amount of all unauthorized transactions on your debit card.

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* 5. True or False: You get an email from a stranger in a foreign country telling you that he has inherited $15million from his uncle, but cannot get the money out because of complicated rules.  He promises you a percentage of the inheritance if you send him $500 to help him out.   Since the email sender knew your name and email address, you can trust him and send him the money.

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* 6. Which type of financial institution is member-owned and generally has the lowest overhead with the best interest rates?

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* 7. Provide the following information to be entered into the sweepstakes.

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* 8. I have read and understand the official contest rules, and certify that I am age 18 or older.

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* 9. I am a current NIH Federal Credit Union member?

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