Correcting Credit Reports - Survey for Caseworkers

1.Have you seen examples of old debts being listed on credit reports years after the borrower stopped paying?
2.Are there any outcomes to the current credit reporting rules you think are unfair or counter-productive (driving the wrong outcomes or behaviours for clients)?
3.If you have ever had to correct something on a client's credit report, how would you rate the experience?
4.Have you ever had a bad experience making a complaint to a lender or credit reporting body about a credit reporting issue?