Applicant Information Meeting - Quiz Question Title * 1. Select the three basic criteria for selection? (select all that apply) Need for decent and affordable housing. Willing to donate to Habitat for Humanity. Willingness to partner, building on your home and the homes of others. (400 hours of sweat equity) Ability to pay the mortgage. OK Question Title * 2. What kind of homes are build by Habitat for Humanity of Eastern Connecticut? Primarily single story, modest homes, that are energy efficient. Only multi level homes. Built to suit with as many additional features as the homeowner would like. Trendy new designs. OK Question Title * 3. How much is the Habitat down payment? 1,500 - 3,000 5,000 - 7,000 8,000 - 10,000 There is no down payment needed, but $3000 is required for closing costs. OK Question Title * 4. How much sweat equity does a family need to do? 200 hours, half of which can be done by friends and family 100 hours per family member 400 hours, half of which can be done by the applicant's friends and family 600 hours OK Question Title * 5. When is the USDA program used? When homes are built in the cities (Norwich, New London and Groton) When homes are built in rural areas Whenever homes are built When Habitat wants to OK Question Title * 6. What are the three components that make up the financing of the home? Third Mortgage Expense Subsidy/Development Subsidy First Mortgage Donation Program Second Mortgage OK Question Title * 7. What part of the financing would you pay each month? The first mortgage plus escrow for taxes and insurance Only the expense subsity The first mortgage and the second mortgage plus escrow for taxes and insurance Only the taxes and insurance OK Question Title * 8. Who pays the utilities once the homeowner moves in? Habitat for Humanity The homeowner Habitat for Humanity pays for water and sewer. The homeowner pays the rest. OK Question Title * 9. Who makes the repairs to the home once the homeowner moves in? Habitat for Humanity makes all repairs, always. The homeowner makes all repairs. Habitat will repair home features that were warranty defects within the first year of living in the home. The homeowner makes all repairs. There is no warranty period. OK Question Title * 10. Please fill out your contact information as verification for completing the online training. Full Name Address City/Town State/Province ZIP/Postal Code Email Address Phone Number OK NEXT