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* 1. What’s hardest about managing money at uni right now?

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* 2. Do you ever run out before the month ends? When does it usually happen?

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* 3. How do you track spending today (apps, notes, nothing)?

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* 4. What would be useful vs annoying in a money app?

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* 5. How would you feel if your parent saw categories and summaries (not item-by-item)?

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* 6. What would feel like surveillance or “being treated like a kid”?

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* 7. Would a prepaid card feel limiting or freeing? Why?

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