Health Insurance - Group Plan

We need to know if you would be interested...

Wine Road is investigating the opportunity to offer group health insurance which our members could offer their employees as a benefit, or for their staff to buy into themselves, at a lower "group rate".

This is NOT a commitment, we are just looking to gauge interest before we pursue the idea any farther.

1.Staffing at your property - fill in numbers of people.

Management level

Non-Exempt Employees

Family Participants

2.Financial Question

Company is private

Company is public

3.How do you feel about health insurance plans?

Necessary "evil"

Too expensive

Co-pays are too high

Deductible too costly

Inadequate coverage

Very happy with our current company plan

Other (please specify)

4.Who manages or oversees your insurance plan?

CEO/Owner

CFO/Controller

Insurance broker/agent

Outside consultant / financial advisor

Other internal staff / employee

5.Do you currently offer health insurance for your employees?

Yes

6.If no - give us more info?

Nothing is currently being offered.

None, but we you offer financial help for them to buy their own.

If financial help, how much each month?

7.If you DO offer coverage, what type of plan do you offer?

Blue Cross/Blue Shield type of plan

Kaiser

Another HMO plan

Internally self-insured

8.Are you familier with association plans, where you are able to buy coverage as part of a group?

Yes

Vaguely

9.Would you consider buying coverage through an association-sponsored plan if...

Coverage was less expensive then our current plan.

Coverage was better

Purchasing method was simplified

10.Do you buy insurance through an agent or broker?

Yes

11.How loyal are you to your current broker?

Not applicable

Very

Moderately

Little

Only to the extent the agent or broker delivers competitive premiums and coverage.

12.Would you consider a broker or agent recommended by Wine Road?

Yes, if rates and coverage are competitive.

No, I am loyal to my current agent.

No, Wine Road should not be involved in such membership matters.

13.From what insurer(s) do you currently buy coverage?

Blue Cross

Blue Shield

Kaiser

Other (please specify)

14.If you are interested and concerened with this issue, would you be willing to help on a Wine Road committee to work on this?

Yes - if yes, then please email beth@wineroad.com

Current Progress,

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