Loot in BWL

BWL

I'd like to get some feedback on what you all think is the best course of action for Points in BWL.

Question Title

* 1. What do you think is Best as far as points go in BWL

Separate Points

Pooled points with MC

Other

Question Title

* 2. I'd like in detail if possible why you chose one or the other. There are many different opinions on this and different Pros and Cons to either way. I'd like to know what you all think.