Skip to content
MLA 2026 FLOOD DAMAGE SURVEY
1.
My Cottage is on:
Lake Joseph
Lake Muskoka
Lake Rosseau
Indian River/Mirror Lake
Joe River
Other (please specify)
2.
My cottage address is:
3.
How long have you owned your cottage (in years)
4.
Please identify what property damaged you suffered in this year's flood. Check all that apply.
Cottage
Dock
Boathouse/Boatport
Boat/Other watercraft
Shoreline Damage (e.g debris, soil erosion, loss of shoreline vegetation/plants)
Other (please specify)
5.
Please provide a realistic estimate of the cost to repair the damage and (if applicable) replace lost assets due to this year's flood (please use whole numbers)
6.
Please upload photos of your property damage (File limit 16MB)
Choose File
No file chosen
7.
Are your 2026 losses likely to be covered by insurance?
Yes - all covered
Yes - partial coverage
No
Don't know
8.
Have you had, or do you anticipate having difficulty securing property insurance for you property?
Yes
No
9.
How did the damages compare to 2019?
More damage
Less damage
About the same
Don't know
N/A
10.
How did the damages compare to 2016?
More damage
Less damage
About the same
Don't know
N/A
11.
How did the damages compare to 2013?
More Damage
Less Damage
About the same
Don't know
N/A
12.
How will this year's flood impact the use and enjoyment of your cottage this year?
13.
Did you lose or find any items of significance/interest during the flood? If so, please tell us the details.
14.
Any other comments you would like to offer?
