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* 1. In the last 2 years in respect of my Public and, or Employer Liability premiums I have experienced:

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* 2. When accessing an insurance quote or cover, I have:

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* 3. How important are premium reductions, greater competition and, or, better access to affordable cover for you and your business/organisation?

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* 4. Broadly speaking do you believe you have materially benefited from the Government's insurance reform agenda to date?

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* 5. Have you had a claim in the past 2 years?

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* 6. In recent years, has your insurer:

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* 7. Do you believe claims are dragged out or brought into litigation unnecessarily to increase legal costs?

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* 8. Do you believe insurers when they say they are passing on savings to customers?

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* 9. Please add you email address here if you would be prepared to tell your story publicly. Otherwise leave blank. 

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