Trends in the Availability of Employment-Based Health Coverage EBRIefing

After the introduction of the Affordable Care Act (ACA), many employers were expected to drop workplace health insurance, and some have done so. However, after years of erosion, more small and midsized employers are offering health coverage. Furthermore, worker eligibility for health benefits is higher as well. Join EBRI on September 27 as it presents recent research on the availability of health insurance to better understand how health insurance offer rates have been affected by the ACA, the Great Recession of 2007-2009, and the subsequent economic recovery.

When: Thursday, September 27 from 2:00 - 3:00 p.m. EST

Moderator: Jon Kessler, President/CEO, HealthEquity

Speakers:

Paul Fronstin, Director of Health Research, EBRI

Holly Wade, Director, Research & Policy Analysis, NFIB

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Paul Fronstin is Director of the Health Research and Education Program at the Employee Benefit Research Institute (EBRI), a private, nonprofit, nonpartisan organization committed to original public policy research and education on economic security and employee benefits. He also oversees the Center for Research on Health Benefits Innovation. He has been with EBRI since 1993.

Dr. Fronstin's research interests include trends in employment-based health benefits, private health insurance exchanges, workplace wellness programs, consumer-driven health benefits, retiree health benefits, employee benefits and taxation, and public opinion about health benefits and health care. He currently serves on the board of trustees for Emeriti Retirement Health Solutions and for the Maryland Patient Safety Center. He also serves on the National Advisory Board for the University of Michigan Center for Value-Based Insurance Design. He is the associate editor of Benefits Quarterly and is also a TIAA-CREF Institute Fellow. From 2012-2016, Dr. Fronstin served on the Maryland Health Care Commission. In 2010, he served on the Institute of Medicine (IOM) Committee on Determination of Essential Health Benefits.

Dr. Fronstin earned his Bachelor of Science degree from SUNY Binghamton and his Ph.D. in economics from the University of Miami. Dr. Fronstin can be reached at fronstin@ebri.org.

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Holly Wade is the director of research and policy analysis for NFIB Research Center. She provides analysis on public policy issues and economic trends affecting small business. She produces the monthly Small Business Economic Trends survey, and manages the NFIB National Small Business Poll series and Business Size Insight Module programs. Holly is also a member of the National Association of Business Economics (NABE) and serves as a chairperson for the Small Business and Entrepreneurship Roundtable. She has undergraduate degrees in Political Science and Sociology from the University of Washington and a Masters of Public Policy from the University of Denver.

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Jon Kessler is the president and CEO of HealthEquity, managing the company's day-to-day operations and leading the Board of Directors. He joined HealthEquity in 2009.

Jon is the founder of WageWorks (NYSE: WAGE), a provider of tax-advantaged programs for consumer-directed health, commuter and other employee spending account benefits. During his tenure as chairman and CEO from 2000 through 2007, WageWorks was named to the Inc. 500 list of US private growth companies three consecutive years, growing from zero to nearly $100m in sales. Jon was also previously a senior economist in Washington, DC, specializing in employee benefits and environmental taxation during the Clinton and Bush (Sr.) administrations, and a benefits taxation specialist at Arthur Andersen, LLP.

Jon holds a master's degree in Public Policy from Harvard's John F. Kennedy School of Government and a bachelor's degree from George Washington University in Washington, DC. He holds a US patent for inventions covering methods for electronically adjudicating pre-tax healthcare and other expense transactions. Jon is an advisory board member of the Innovation in Insurance program of the University of South Carolina's Moore School of Business.

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