Thank you for your interest in participating in focus group research on earned wage access/ payday loan apps. This research is being conducted by Insight Research PDX, and is commissioned by Oregon Consumer Justice. We're hoping to learn how people use these apps, how they affect people's financial situations, what's confusing or misleading about them, and what they wish they'd known before using them. The findings will be used to educate legislators and inform policy recommendations.

We're conducting a short screening survey to see if you're a good fit for our paid focus group discussion. This survey takes about 5 minutes, and is intended to help us put together well-rounded groups. Your answers are confidential and will only be used to determine eligibility and group placement. Please answer all questions honestly.

Selected focus group participants will receive $125 for participation in a two hour virtual session. If you have questions, please reach out to insightresearchpdx@gmail.com

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1. Which region of Oregon do you live in?

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2. What city do you live in?

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3. What is the name of the neighborhood where you live?

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4. What is your current age?

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5. Which best describes your current employment situation? (Select all that apply)

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6. What industry or type of work do/did you do?

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7. What is your gender identity

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8. What is your race/ethnicity (Select all that apply)

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9. Which of these best describes your household?

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10. What language(s) do you feel comfortable discussing financial topics in? (Select all that apply)

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11. Have you participated in a paid research study or focus group in the last 6 months?

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12. Which payday loan apps/EWA products have you personally used? (Select all that apply) (Required.)

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13. Which best describes how you access payday loan apps/EWA products?

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14. When did you most recently use one of these products? (Required.)

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15. Thinking about the last 12 months, about how many times did you use this kind of app? (Required.)

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16. In a sentence or two, what's the main reason you use these products? (Required.)

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17. Which mode of focus group would you prefer to participate in? (Required.)

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18. Which of the following times would you likely be available? (Select all that apply) (Required.)

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19. Do you have reliable internet access and a device with a camera, if the group is held online? (Required.)

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20. What's the best phone number to reach you to confirm your spot in the group? (Required.)

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21. May we text you at this number? (Required.)

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23. What is your first and last name? (Required.)

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24. How did you learn about this research?

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25. Do you have any questions about the research?

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