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* 1. Do you agree that the experience modification rating is a measurement of the effectiveness of your safety program?

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* 2. Do you believe your experience modification rating is accurate?

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* 3. Do you know when your insurance company sends in your claim data to NCCI?

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* 4. Do you believe that reserves play a strong role in your experience modification rating?

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* 5. Do you agree that accident frequency is a better predictor of future losses?

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* 6. Do you believe an experience modification greater than 1.00 can affect your ability to win new projects?

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* 7. Do you think claims management can have a positive affect your experience modification rating?

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* 8. Do you think a return to work program can reduce your experience modification rating?

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