Tuolumne County Association of REALTORS® Homeowners Insurance Survey

Homeowners Insurance Questions

The Tuolumne County Association of REALTORS® is leading the fight in the Homeowners Insurance crisis currently faced by many in California's rural areas. This Homeowners Insurance Survey is being used to collect more in-depth information about the Homeowners Insurance Issues currently faced by homeowners. Please help us collect more information by filling out this survey and sending it to others. There is a question asking about contact information if you feel comfortable sharing it with T.C.A.R. Staff.

Thank you!

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* 1. What is the Zip Code where your Home is located?

My Zip Code is not listed (please specify Zip Code & County)

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* 2. Which of the following options applies to your home?

Site built

Manufactured (built at a different location and assembled on site)

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* 3. Which of the following describes your current homeownership?

I've been at my current address for less than 1 year

I've been at my current address for 1-5 years

I've been at my current address for 6 or more years

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* 4. Is your home located within either of the following? (Please check all that apply)

Five Miles from a year round, fully staffed Fire Station

Within 1,000 feet of a fire hydrant

Neither of these apply to my home

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* 5. Describe your current insurance

California FAIR Plan/ DIC ONLY

Standard Carrier (i.e.: AAA, State Farm, Etc.)

Secondary Market (i.e.: Scottsdale, Liberty Mutual, Etc.)

Combination of California FAIR Plan and Standard/ Secondary Carrier

Uninsured

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* 6. Within the past 3 years my Homeowners Insurance has increased by:

0%-25%

26%-50%

51%-75%

76%-100%

200% or more

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* 7. What is the annual cost of your Homeowners Insurance?

$1,000-$2,000

$2,001-$4,000

$4,001-$6,000

$6,001-$8,000

$8,001-$10,000

Over $10,000

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* 8. Has your insurance been cancelled or non-renewed in the past 3 years?

Yes

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* 9. What reasons did your Homeowners Insurance Company give you for cancelling/non-renewing your policy?

Wildfire risk in my area

My homes Risk Score (Fireline or Other)

Condition of dwelling or other structures

Condition of property (vegetation or brush)

Claim History

No Reason given

Other (please specify)

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* 10. Did an Insurance Company or Agent tell you to make specific improvements to your property in order to keep your policy? Please check all that apply.

Clear/remove brush, bushes, plants or trees around the home

Replace the Roof

Other (please specify)

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* 11. Did the completion of the above requests result in a continuation of your policy?

Yes

No, my policy was still cancelled/ non-renewed

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* 12. After having your policy cancelled/non-renewed, have you found replacement coverage?

No, I am still shopping around

No, I am choosing to self-insure

No, I can no longer afford Home Insurance based on the quotes I received

Yes, I have found another Insurance Company to cover my home

Yes, I have the "insurer of last resort" the California FAIR Plan

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* 13. As we have done in the past, T.C.A.R. is requesting stories about what clients/consumers have experienced obtaining Homeowners/Fire Insurance or a cancellation of insurance. Please feel free to share your story here:

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* 14. May we contact you for more information to aid in the fight for affordable Homeowners Insurance?

Name

Email Address

Phone Number