FBDplc - Shareholder survey FBDplc - Shareholder Survey Question Title * 1. Are you Male or Female ? Male Female Prefer not to say OK Question Title * 2. What age bracket are you in, please ? Under 40 41 - 50 51 - 60 61 - 70 Over 71 Prefer not to say OK Question Title * 3. How did you first get your shares ? I am a founder member I inherited them from my husband / wife / partner I inherited them from a parent or relative I was given them by a parent or relative I bought them privately, or in the Market I prefer not to say OK Question Title * 4. The next questions are about present Company policy, and whether you agree with it. Do you think the Company communicates often enough with shareholders ? Yes No, I would prefer an update every 6 months No, I would prefer an update every 3 months, even if only to say nothing has changed I prefer not to answer OK Question Title * 5. The Company has high debts, but has over 2 million Treasury shares. Should the fees of the Board Directors and Chairman be part paid in shares until the debt clears ? No, they should be paid in cash. Yes, they should get a third in shares, issued at the average buying price of the last 3 trades Yes, they should get half in shares, issued at the average buying price of the last 3 trades I prefer not to answer OK Question Title * 6. At present the Board will only consider a new potential shareholder if they have been an IFA member AND an FBD insurance user for 3 years. Does this rule need to be changed ? No. Yes, any farmer or rural business should be able to buy shares, regardless of IFA membership or using FBD. Yes, as long as the farmer or rural business at the time of application is either an IFA member or FBD user, they should be able to buy shares. I prefer not to answer OK Question Title * 7. At present the Company website only gives the price and date of the last share sale. I would like to see this expanded to "current Bid and Offer, and the volume of each" as I believe it would give a truer picture of share demand. Do you agree ? No, it's ok as it is. Yes, more information would help both potential buyers and sellers I prefer not to answer OK Question Title * 8. Padraig Walshe has stated "FBD plc would need to build a cash reserve to fund any future rights issue for Holdings" Do you agree ? Yes, FBDplc must try at all costs to itself to make sure FBD Insurance continues, even if making huge losses. No, after 45 years Insurance should be able to look after itself. We should look to our own shareholders, and increase dividends and pay-outs. I prefer not to answer OK Question Title * 9. 40% of shareholders are women. Should the Board try to find suitable women to put forward for consideration as Directors ? Yes No I prefer not to answer OK Question Title * 10. FBD Trust has an 11% holding in FBDplc. Should the Trust have an automatic seat on the 14 member Board ? Yes, but this should stop it from voting its shares as an "ordinary shareholder" in Director elections No I prefer not to answer OK DONE