1.Which areas of cyber insurance do you believe will see the most growth in the U.S. by 2026?

SME-focused, modular or parametric coverage

First-party and third-party liability (e.g., legal, reputational, breach response)

AI-driven underwriting and predictive analytics

Supply chain and systemic risk coverage

Bundled cybersecurity services (e.g., MDR, incident response, training)

Industry-specific policies (e.g., healthcare, financial services, retail)

Other (please specify)