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Help Us Better Understand Your Challenges - Commercial Property Insurance
1.
What is the name of your business?
2.
How close is your property to the coast?
Less than 1 mile
1-5 miles
5-10 miles
More than 10 miles
Not applicable
3.
How much has your commercial property insurance premium increased annually over the past 5 years?
Less than $1,000
$1,000-$2,500
$2,501-$5,000
$5,001-$10,000
$10,001-$15,000
Greater than $15,000
No increase
Other (please specify)
4.
Have you experienced any of the following issues with your commercial property insurance in the past 5 years? (Select all that apply)
Non-renewal of policy
Moved to surplus market (high-risk insurer)
Increased premiums without claims
Reduced coverage
Increased premiums with claims
Difficulty finding a new insurer
No issues
5.
Have you experienced a policy non-renewal due to specific building features (e.g., sprinkler systems, safety upgrades)?
Yes, please specify
No
If yes, please specify
6.
If your premiums increased, what reasons were provided by your insurer? (Select all that apply)
Property location
Lack of sprinkler system or other safety features
Changes in market conditions
Increased risk due to natural disasters
Other (please specify)
Please specify
7.
If your insurance was moved to a surplus or high-risk market, how did this change your premium and coverage?
My premium increased
My coverage was reduced
Both my premium increased and coverage were reduced
There was no significant change
This does not apply to me
8.
Have you made any changes to your business due to rising insurance costs? (Please select all that apply)
Reduced staff or operating hours
Delayed renovations or upgrades
Increased prices for customers
Considered closing or selling the business
No changes have been made
9.
What types of support or resources would be most helpful to you in managing rising insurance costs? (Please select all that apply)
Access to more competitive insurance options
Financial support for required property upgrades (e.g., sprinkler installation)
Policy changes to promote more stable insurance rates
Educational resources on managing insurance risks
Other (please specify)
10.
Is there anything else you’d like to share about your experience with commercial property insurance?
Please explain below
Please explain.