Money 101 - Questionnaire Question Title * 1. Budgeting Basics Understanding income vs. expenses Creating and maintaining budget Tracking spending habits Question Title * 2. Saving and Emergency Funds Importnace of saving money Setting up emergency fund Different types of savings accounts Question Title * 3. Understanding Credit What is credit and credit scores How credit affects your financial life How to build and maintain good credit Understanding credit reports and how to check them Question Title * 4. Debt Management Types of debt (credit card, student loans, mortgages, etc.) Strategies for paying off debt Avoiding bad debt and managing good debt Question Title * 5. Banking Basics How checking and savings accounts work Choosing the right bank or credit union Using online and mobile banking safely Question Title * 6. Investing Fundamentals Intro to stocks, bonds, and mutual funds The power of compound interest Retirement accounts (401k and IRA) Risk vs. reward investing Question Title * 7. Taxes and INcome Basic understanding of income taxes How taxes affect take-home pay tax-advantaged account and deductions Question Title * 8. Insurance and Risk Management Types of insurance (health, auto, life, disability) Why insurance is importnant How to choose appropriate coverage Question Title * 9. Financial Goal Setting Short-term vs. Long-term goals Planning for big purchases Strategies for achieving financial goals Question Title * 10. Consumer Protection and Financial Scams Recognizing and avoiding scams Understanding consumer rights Safe online financial practices Done