Given recent market announcements relating to income protection we would like to get your take on the current environment for this important product category: 



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* 1. Recently the Australian Prudential Regulatory Authority banned agreed value income protection contracts in that jurisdiction from 1 April and restricted the ability of insurers to offer guaranteed wordings to customers. Before reading this newsletter, were you aware of this?

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* 2. Do you agree with the idea that similar restrictions will soon apply in New Zealand, using the following scale:

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* 3. Some advisers in Australia are telling us that they may withdraw from advising on any income protection rather than offer shorter term or more limited contracts, what do you think of their position, using the following scale:

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* 4. Would you like a list of resources so that you can learn more about the challenges of the income protection market

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* 5. If you would like to receive a list of resources, please provide your email address.

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* 6. What else would you like to add

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