Check the appropriate letter for each question listed below.

* 1. Enter your Last Name and First Initial. Ex.(Trump, D.)

* 2. Many young people receive health insurance benefits through their parents. Which of the following statements is true about health insurance coverage?

* 3. Cheryl and Jada work together in the finance department of the same company and earn the same pay. Cheryl spends her free time taking work-related classes to improve her computer skills; while Jada spends her free time socializing with friends and working out at a fitness center. After five years, what is likely to be true?

* 4. If your credit card is stolen and the thief runs up a total debt of $1,000, but you notify the issuer of the card as soon as you discover it is missing, what is the maximum amount that you can be forced to pay according to Federal law?

* 5. Mavis has a good job on the production line of a factory in her home town. During the past year or two, the state in which Mavis lives has been raising taxes on its businesses to the point where they are much higher than in neighboring states. What effect is this likely to have on Mavis’s job?

* 6. Kellie and Ty just had a baby. They received money as baby gifts and want to put it away for the baby’s education. Which of the following tends to have the highest growth over periods of time as long as 18 years?

* 7. Karen has just applied for a credit card. She is an 18-year-old high school graduate with few valuable possessions and no credit history. If Karen is granted a credit card, which of the following is the most likely way that the credit card company will reduce ITS risk?

* 8. Maria worked her way through college earning $20,000 per year. After graduation, her first job pays $40,000. The total dollar amount Maria will have to pay in Federal Income taxes in her new job will:

* 9. Which of the following best describes the primary sources of income for most people age 20-35?

* 10. If you are behind on your debt payments and go to a responsible credit counseling service such as the Consumer Credit Counseling Services, what help can they give you?