Invitation to Participate in a Survey on NRLN Proposal to Add Out-of-Pocket Cap to Original Medicare

I am extending an invitation to you to participate in this NRLN survey which will provide data to make the case that an out-of-pocket cap should be added to original Medicare because of the high health care cost seniors are experiencing. The NRLN intends to show that an out-of-pocket cost cap for original Medicare would help level the playing field with Medicare Advantage plans which are required to provide annual out-of-pocket caps. 

An out-of-pocket cap added to original Medicare would provide a third choice for seniors – Medicare Advantage, original Medicare plus Medigap (where the effective cap is the annual premium cost) and original Medicare with an out-of-pocket cap.

Based on the NRLN’s 19 years of dealing with members of Congress and their staffs, we know it is very useful to have first-hand information from individuals who are experiencing the high cost of healthcare. The information you provide in this survey will allow us to present facts that are very important in convincing Congress to set policies that attack healthcare costs instead of blaming people over age 65.

You will see that the survey does not request your name or contact information, only your city, state, zipcode and company or public entity from which you retired. However, if you are willing to be contacted for more information that could be used with Medicare officials or members of Congress, please answer “Yes” to the last questions on the survey and provide your name, email address and phone number.  

Bill Kadereit, President
National Retiree Legislative Network

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* 1. Your location

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* 2. Your age

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* 4. Are you aware that if you enroll in a Medicare Advantage plan and then switch from it to Original Medicare within 12 months from your enrollment date that you could also buy a Medigap plan without having to meet pre-existing conditions requirements?

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* 5. What is your monthly premium for healthcare insurance, not counting Medicare?

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* 6. If you pay an annual deductible amount, how much are you required to pay?

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* 7. With your current healthcare plan, if you have ever paid more than $2,000 a year for your care out of pocket, how much did you pay?

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* 8. If you spent over $2000, what percent of your annual income did that sum represent?

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* 9. Did or would having to pay the following amounts in a year cause you to borrow money to make ends meet?

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* 10. Please provide a limited version of your personal story on how medical expenses caused you to spend more than $2,000 a year on health care.

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* 11. Check the option that best describes your healthcare option

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