ANNUAL ENROLLMENT ISSUES AND RESULTS

INTRODUCTION

20% of survey complete.

To NRLN Members:

The selection of a healthcare provider is a complicated annual chore. This 10-minute survey attempts to gather data by Zip Code from all of our NRLN members about your premiums, deductibles, copays and out-of-pocket costs by your plan types for 2025 and for the plans you have chosen for 2026.

This survey will tell us which 2025 Medicare Advantage, Medigap or Prescription Drug plan coverages were and were not terminated by Zip Code for 2026 and whether federal Notification and Guarantee Issue Rights (GIR) are being honored by company plans and insurance companies.

We will compare 2026 facts from all members surveyed with those where terminations forced some to find another but more expensive plan because they were denied a GIR.

PLEASE ANSWER QUESTIONS 1- 16 ABOUT YOU AND YOUR EXISTING 2025 PLANS. THEN, IF YOU HAD A PLAN TERMINATED OR CANCELLED, YOU WILL BE ASKED ABOUT IT IN THE NEXT THREE QUESTIONS. PLEASE SEND US A COPY OF ANY LETTERS OR NOTIFICATIONS RECEIVED TO nrlnmessage@msn.com.
THE LAST FIVE QUESTIONS ASK ABOUT YOUR 2026 SELECTIONS.

We will email you when survey results are posted.

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* 1. FIRST NAME

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* 2. LAST NAME

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* 3. EMAIL ADDRESS

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* 4. What state do you reside in?

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* 5. ZIP CODE

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* 6. ARE YOU

MALE

FEMALE

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* 7. DO YOU USE TOBACCO

Yes

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* 8. WHAT IS YOUR AGE

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* 9. What coverage do you have in 2025 (check all that apply).

Medicare Supplement (Medigap) plan- enter the plan type in the comment box below

Medicare Advantage Plan – HMO with Prescription Drug Plan

Medicare Advantage Plan – HMO without Prescription Drug Plan

Medicare Advantage Plan – PPO with Prescription Drug Plan

Medicare Advantage Plan – PPO without Prescription Drug Plan

A Separate Prescription Drug Plan

if medigap, enter plan letter here (A THRU N)

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* 10. What is the 2025 Monthly Premium Amount for your current plan?

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* 11. What is the Deductible Amount for your current plan?

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* 12. What is your 2025 Out-of-Pocket Maximum Obligation for your current plan, if you have one? (Medigap plans typically do not have one).

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* 13. Are your current 2025 plans part of a company healthcare plan or from an insurance company?

A Company or Union sponsored healthcare plan

An Insurance Company plan purchased by me w/o HRA or other company support.

Name of Company or Insurance Company