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My Life Insurance Annual Checkup:
Spending Too Much, Overinsured, Underinsured, or Just Right?

Why this Questionnaire Works and How to Use It:

As you get closer to accomplishing your goals, your life insurance should get cheaper.

This survey is:
- anonymous (requires no contact information)
    - no annoying emails, phone calls, or texts from salespeople
- takes about 2-5 minutes to complete
- created by an experienced CFP® and president of an independent life insurance brokerage with nearly 40 years experience


Our recommendations:
- create a calendar event to review your life insurance every 1-2 years with this tool
- bookmark this survey to make it easy to find



Areas this Tool Assesses for Opportunities for Improvement and Savings:
  • Term vs. Permanent Policy Assessment
    • Matching Your Goals with the Proper Policy
  • Recommended Death Benefit 
    • According to Need
      • Backed by Sophisticated Financial Analysis (ie Monte Carlo)
  • Recommended Term Length
    • According to Time Horizon of Your Goals
  • Rider Analysis
    • Identifying Riders that Matter
    • And Those that Typically Add Cost Without Value
  • Changes in Health
    • Identifying Opportunities
  • Company Analysis
    • Not all life insurance companies are created equally
      • Some are bad deals
      • Some might specialize in coverage features that do not matter to you