Morningstar State of the Australian Investor Survey 2026 Question Title * 1. Approximately how much do you have invested (excluding your home, including your superannuation)? Under $49,999 $50,000 - $249,999 $249,999 - $499,999 $500,000-$999,999 $1 million - $2 million $2 million - $3 million $3 million - $4 million $5 million + Question Title * 2. How long have you been investing? Less than 1 year 1-3 years 4-10 years 11-20 years More than 20 years Question Title * 3. Are you retired? Yes No Question Title * 4. Which investments do you currently own? Australian shares International shares ETFs Managed funds Investment property Bonds/fixed income Cryptocurrency Cash savings Other Question Title * 5. Do you make your own investment decisions? Completely Mostly Shared with adviser and/or accountant Adviser primarily decides Question Title * 6. How confident do you feel about your financial future? 0 10 Clear i We adjusted the number you entered based on the slider’s scale. Question Title * 7. Do you feel you have the knowledge, resources, temperament and structure to make good financial decisions? 0 10 Clear i We adjusted the number you entered based on the slider’s scale. Question Title * 8. Compared with 12 months ago, your confidence is: Much higher Slightly higher About the same Slightly lower Much lower Question Title * 9. Which of the following concerns you most right now? (Choose up to 3) Cost of living Inflation Retirement readiness Housing affordability Sharemarket volatility Recession risk Interest rates Geopolitical tensions Healthcare costs Tax burden Aged care costs Employment security Other Question Title * 10. Which concern has become MORE important over the past year? (Please choose up to 3) Cost of living Inflation Retirement readiness Housing affordability Sharemarket volatility Recession risk Interest rates Geopolitical tensions Healthcare costs Tax burden Aged care costs Employment security Other Question Title * 11. Which concern has become LESS important over the past year? (Please choose up to 3) Cost of living Inflation Retirement readiness Housing affordability Sharemarket volatility Recession risk Interest rates Geopolitical tensions Healthcare costs Tax burden Aged care costs Employment security Other Question Title * 12. How confident are you that you will have enough money for retirement? 0 10 Clear i We adjusted the number you entered based on the slider’s scale. Question Title * 13. What concerns you most about retirement? (Please choose up to 3) Running out of money Inflation Healthcare costs Market downturns Aged care costs Not saving enough Supporting family members Longevity Other Question Title * 14. Do you know how much income you will need in retirement? Yes Roughly No Question Title * 15. During a market correction of 10% or more, what are you most likely to do? Buy more investments Hold existing investments Sell some investments Sell all investments Unsure Question Title * 16. Have you ever regretted selling an investment in a time of pronounced volatility? Yes No Question Title * 17. Have you ever delayed investing because you were waiting for a market crash? Yes No Question Title * 18. Looking back, do you think that was the right decision? Yes No Unsure Question Title * 19. Did any of the following events influence an investment decision you made during the past 12 months? Interest rate changes by the Reserve Bank of Australia Inflation data releases Sharemarket volatility or market corrections The Australian Federal Budget Changes to superannuation policy US election outcomes and policy announcements Trade tariffs and global trade tensions Geopolitical conflicts (Middle East, Ukraine or other conflicts) Property market movements Artificial intelligence (AI) investment trends Company earnings results None of the above Question Title * 20. As interest rate expectations changed, did you do any of the following? Increased cash savings, including in an offset account Bought dividend-paying shares Bought fixed income investments Bought ETFs Invested more in property Reduced investment risk Increased investment risk Delayed investing Made no changes Question Title * 21. How often do you check your portfolio? Multiple times per day Daily Weekly Monthly Quarterly Rarely Question Title * 22. Which emotion best describes how you currently feel about investing? Optimistic Confident Excited Neutral Cautious Concerned Anxious Question Title * 23. Why? (Concerning your answer to Q22) Question Title * 24. Which emotion most influences your investment decisions? Fear of losses Desire for gains Fear of missing out Regret for past actions Anxiety about previous decisions Social pressure to conform with other investors Question Title * 25. What is one financial decision you are glad you made? Question Title * 26. Which investment/topic are you most interested in learning about over the next 12 months? Australian shares International shares ETFs Superannuation Retirement income Property Fixed income Alternatives Cryptocurrency Tax Estate planning Portfolio Construction Markets Question Title * 27. If you had $10,000 to invest tomorrow, where would you invest it? Australian shares International shares ETFs Super Property Cash Fixed income Cryptocurrency Unsure Question Title * 28. What is the single biggest financial challenge facing you today? Question Title * 29. What does being financially successful mean to you? Question Title * 30. Please enter your email address to be in the draw to win a giftcard By clicking 'DONE', you agree to the terms of the promotion outlined in the email and Morningstar’s Privacy Policy, found here: https://www.morningstar.com/en-au/company/privacy-policy Done