Question Title

* 1. The average loan size is getting pretty high and it is called the SMALL Business Administration after all. Require that PLP lenders do as many loans below $1 million as they do above $1 million (or half a million, or $2 million, or whatever is appropriate). Too many lenders only use the program for Real Estate. Some lenders are turning down small loan requests because they don't have enough staff to process all the loans and they are prioritizing the larger, more profitable loan requests. The enforcement penalty should be that failure to do so for two years in a row will suspend the lender's PLP status. Donations or referrals to SBA micro-loan programs or non-profit business loan programs could be allowed to satisfy this requirement. Some lenders just can't do small loans so they should be allowed, if this type of rule is put in place, to outsource it.

Do you agree?

T