Credit Risk Personality Question Title * 1. What is the main purpose of the Credit Risk Personality Quiz prompt? To generate a financial statement for a business To categorize a business’s credit risk as a personality type and provide recommendations To automate all credit decisions without human input To predict Tundraland’s economic trends Question Title * 2. Why was Snowdrift Supplies assigned the “Icy Voyager” personality? It has no payment delays and strong financials It faces moderate financial strain and payment delays but benefits from stable demand It has severe financial issues and frequent late payments It’s unpredictable due to a lack of financial data Question Title * 3. What was the recommended credit limit adjustment for Snowdrift Supplies? Increase to $150,000 to match TEDF’s minimum loan threshold Decrease to $75,000 due to high payment delays Maintain at $100,000 to balance risk and TEDF’s support for Tundraland businesses Eliminate the credit limit entirely Question Title * 4. Which payment term adjustment was suggested for Snowdrift Supplies? Extend to net 90 to allow more payment flexibility Shorten to net 45 to reduce DSO and align with TEDF’s 45-day target Require full upfront payment for all orders Keep net 60 with no changes Question Title * 5. What is a key metric in Snowdrift Supplies’ monitoring plan? Employee headcount changes Sales trends from essential goods and the cooperative contract Tundraland’s overall GDP growth Competitor pricing strategies Done