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Consent to Participate in Research

 
You are being invited to participate in an anonymous online survey as part of a research study entitled: Building Bridges Together: Co-production of Financial Empowerment Strategies with People Experiencing Low Income conducted by Lorraine Closs from the School of Health and Community Services at Durham College and a Steering Committee of community service providers because we want to learn about your experiences as a person living on low income.

The survey asks questions about your experiences of making ends meet, planning for the future, and questions about your financial decisions and financial knowledge. It will take about 15 minutes to complete.

Please click on the link below entitled "Consent to Participate in Research" and review the document prior to starting this survey.
 
By clicking "OK" you confirm that you have read and understand the consent to participate in research form and that you are agreeing to participate in this survey.
 

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* 1. I confirm that I am currently living on low income ($30,000/year for individuals and $45,000/year for families)

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* 2. The following survey questions are used by permission from Prosper Canada
Thinking of the last 12 months, how well have you been keeping up with your financial commitments?

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* 3. Thinking of the last 12 months, were you ever behind 2 months in a row or more in paying a bill?

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* 4. …in paying your rent or mortgage?

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* 5. …in making loan payment?

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* 6. Do you have a house hold budget?

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* 7. How often do you stay within your budget?

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* 8. How often do you usually check the balances on any bank accounts you have?

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* 9. I keep a close watch on my finances

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* 10. Are you planning ahead financially for when you get to retirement age?

A plan could include many things like your own savings, government

programs, pensions at work, family help, continuing to work, etc.

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* 11. How confident are you that your household income in retirement

will be what you hope for?

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* 12. Do you currently have a will?

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* 13. Do you currently have any insurance policies such as life insurance, renters insurance or car insurance?

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* 14. If you had a large unexpected cost, for example equivalent to your take-home pay for at least 2 weeks, how would you most likely cover this expense?

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* 15. I’ve got a clear idea of the financial products I need.

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* 16. I always research my choices before I make a decision about money.

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* 17. Are there any financial things that you personally keep an eye on?
(Check all that apply)

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* 18. In the last five years, have you taken a course or program to learn
about financial or economic topics?

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* 19. How would you rate yourself on making ends meet?

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* 20. How would you rate yourself on keeping track of money?

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* 21. How would you rate yourself on staying informed on financial issues?

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* 22. How would you rate yourself on shopping around to get the best
financial products?

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* 23. Tell us about you.
Are you now...check all that apply

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* 24. Do you identify as

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* 25. How old are you?

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* 26. What population group best describes you?

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* 27. Are you new to Canada?

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* 28. If yes, how long have you lived in Canada?

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* 29. In which of Canada's official languages are you most comfortable?

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* 30. Do you receive any income from...Check all boxes that apply

0 of 30 answered
 

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