Question Title

* 1. Eliminate the revenue sharing of 50% of loan premiums on secondary market sales above 110. This was a conspiracy by the large banks, who almost never sell their loans, to hurt the small banks and credit unions, who have to sell their loans all the time to raise immediate revenue. Make up for the loss of revenue to SBA by making all guarantee fees 3.5% of the guaranteed amount, and/or raising the annual fee, and/or sharing in the interest collected (probably have to increase the spread limit). This penalty on the small banks just isn't fair.

Do you agree?